Page 11 - August 2020 Issue.indd
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the United States, or it will return a career elected offi  cial to   you need to have a mortgage checkup.


            the highest office in our country. The loser, regardless of who


            it may be, will not accept defeat graciously.       If you have significant equity and you have other monthly
                                                                debts that are eating away at your monthly cash flow you
            I believe that the overwhelming volume of loan business that   should consider taking equity out to consolidate those bills.
            we have seen in the last 60-90 days is indicative of a nervous   And when doing so, consider refinancing to a shorter term

            and concerned America. It seems that every day that goes by   than 30 years, especially if you have a home equity loan that
            President Trump continues to open doors of opportunity for   you can consolidate.
            the media to question his motives and his understanding of
                                                                Taking cash out for home improvements has become more
            events as they are unfolding making us nervous. Democrats
                                                                popular as the pandemic has lingered on. Improving what you
            who have been hell bent on seeing that he not complete his four
                                                                have can be a much better option than selling your home and
            year term are chiming in on every tweet and every comment
                                                                buying new, especially if you can improve the value of your
            he makes implying that he is devoid of comprehending the
            magnitude of his decisions and clueless as to any plan for the   Amy J. Porter, EA
            future making us nervous.
                                                                  Owner
            Interest rates at lows that we have never seen before provide   AmyPorterEA@gmail.com
            an opportunity for those with long term obligations, like   120 Deep Shore Road
            mortgages, to improve their financial situation before the   Denton, MD 21629
            proverbial fecal matter hits the fan in November.
                                                                  410-310-8282
            If you are considering refinancing, please make sure you
            consider all options. Understand that the higher your credit      AP ACCOUNTING SOLUTIONS LLC

            score the better your rate. The lower your loan to value (percent   Specializing in Bookkeeping, Training and Individual
            of loan amount in relation to value/sale price of home) the              and Small Business Tax Preparation
            lower your interest rate.  If your current rate is 4% or higher   Enrolled to practice before the Internal Revenue Service









                                        Date: Saturday, August 15, 2020 at 9:00 AM
                           Location:  26964 River Bridge Rd, Henderson, MD 21640

                                              12:00 PM Real Estate: 1.93 acres +/- with 1376 sq. ft. 2 BR, 1BA  ranch
                                              style home, 25X30 garage w/additional office space and utility garage, extra
                                              large stoned parking area in rear of property w/separate entrance.
                                              Great opportunity to purchase this beautiful home in a country setting.
                                              9:00 AM Personal Property: Tools, air compressor, storage shed, storage
                                              trailer, antiques, collectibles, few small implements, truck and trailer parts,
                                              household items and so much more.

                                              Real Estate Terms: Purchaser shall pay $10,000 dollars down payment the day of the auction with
                                              cash or certified check made payable to Green Gavel Auction, LLC. The balance to be paid in 30
                                              days. Purchaser and seller shall pay the Maryland Realty Transfer Tax and other transfer fees. If the
                    G GREATT INVESTMENTT      above terms are not complied with, the down payment shall be forfeited . Seller reserves the right to
                                              accept or reject any and all bids; it is the intent of the seller to sell said property. This property is
                       P PROPERTYY  !         being sold “as-is and where is” with no guarantees or implied warranty”.


                                                 G Greenn Gavell Auction,, LLC
                                                                             L
                                                        B Benn Twilley,, Auctioneer
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                                                            3 302-734-2432
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                                                   w www.GreenGavelAuction.comm
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                                                                        PERSONAL PROPERTY TERMS: PAYMENT IN FULL THE DAY OF
                     Announcements made the day of auction supersede all advertisement  THE SALE WITH CASH, CHECK OR MAJOR CREDIT CARD, No
                                                                       American Express. 3% PROCESSING FEE ADDED TO CREDIT CARD
                          G
               I Itt Payss Too Goo Green Withh Greenn Gavell AA Fulll Servicee Auctionn Company   PURCHASES. No Buyer’s Premium and 6% MD Sales Tax
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