Page 49 - February 2023 Issue.indd

Initial Open Enrollment is the 7-month period surrounding
an individual’s 65th birthday. CMS defines incarcerated
as “someone in the custody of the penal system”. Th is SEP SHORE MEDICARE SOLUTIONS LLC

applies only to those who are released after January 1, 2023 Marti Wright • Owner

and begins the day one is released. The SEP ends the last
day of the 12th month after release from incarceration. Independent Insurance Broker

Once enrolled, coverage can begin the first month aft er the Over 25 Years Experience with
month of enrollment or can be retroactive up to six months.
Just remember that one will have to pay the premiums for Medicare Supplement Insurance
those retroactive months, and coverage cannot begin before Phone: (410) 443-1169
January 1, 2023.
Email: shoremedicaresolutions@gmail.com
There may be situations where someone lost Medicaid during

the COVID-19 public health emergency, and enrolled in Medical Adult Day Care
Medicare before January 1, 2023, and are being assessed a
late penalty. They need to show documentation to prove the by Carole Friend LMSW

date Medicaid ended and that they are eligible for Medicare.
This Medicaid SEP is also for those who lose Medicaid February and love is in the air at Caroline Medical Adult Day!
eligibility on or aft er January 1, 2023. Those who missed

their enrollment opportunity, but enrolled in Medicare on or The Caroline Medical Adult Day Care would like everyone

after January 1, 2023, and are being charged a late enrollment to know the facility currently is accepting new participants.
penalty should contact Social Security in Cambridge at To find out information about the Center, one can visit us

888-347-9277 to get the penalty removed. Additionally, they online at www.carolinehd.org and follow the Medical Adult
should also be reimbursed for any penalties they already paid. Day Care service drop-down. Or better yet, visit us at the
Center located in the HAPS Building on 7th Street in Denton.
Know that forgetting to enroll, or not knowing they

The Center is open Monday through Friday from 8 - 4. If you
were supposed to enroll, does not count as exceptional are interested in observation time, that can be arranged. Any
circumstances.
questions, please feel free to contact the Center at 410-479-
8065 and let us know how we can help.
For those who wish to disenroll from an Advantage plan,
your Medicare Advantage Disenrollment Period (MADPD) Folks often ask, “what is Medical Adult Day Care and what

ends on February 15. You can disenroll by calling the plan
can you do for me”? Caregivers often ask when it is a good

and notifying them that you want to be enrolled in Original
time to start Medical Adult Day Care and how will they
Medicare (contact info on back of card and put it in writing know if a loved one would benefit. Likewise, folks commonly

to confirm your disenrollment), then call Social Security in
proclaim not needing adult day care services yet because they
Cambridge to notify them that you want out of Advantage are not old enough or sick enough.
to hedge your bets!
Well, if you would benefit from health services such as
If you are getting Extra Help or are a Senior Prescription
medical management, monitoring of vital signs, help with
Drug Assistance member, you have the option to enroll medications, or all-over medical oversight, then you would
in a standalone prescription drug plan. Doing so will

benefit from medical adult day services. Medical adult day
automatically disenroll one from Advantage and re-enroll
care services will help you with physical and social aspects
the bene into Original Medicare. Before using this option, of your healthy living as well. You can get out of the house,
be sure you are eligible to enroll in a prescription “D” plan
socialize with others, talk, exercise, go on trips, and partake
outside of the October 15 - December 7 prescription drug
in all types of activities to keep your mind and body healthy.
plan Open Enrollment.
February is Heart Health awareness month
Happy “Heart” Month from the Denton
Heart Health Awareness month is designed to bring
Caroline Senior Center!
consciousness and education to your health with heart topics
Anne Clucas will be here for her monthly Blood Pressure such as what can be done to prevent heart disease, signs of
Screening and will also provide the seniors with additional
heart disease, and how the heart changes with age. The
information about the benefits of exercise and nutrition to National Institute on Aging explains these topics with clear

keep our hearts healthy. We will have several Valentine’s Day
easy to understand webpages and pamphlets.
crafts along with a Valentine’s Day celebration and Bingo.

Happy “Heart” month from everyone here at the Caroline One of the important things to consider this month is what
Senior Center! can be done to keep your heart healthy. There are steps you

can take to keep your heart healthy such as:
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