Page 66 - October 2022 Issue.indd

WHEN IT COMES TO MEDICARE As your independent health care resource,
Let me help YOU HAVE CHOICES. we can offer you Medicare plans from
dozens of private insurance companies.
YOU find the best plan to fit So you’re guaranteed to get the

your health care needs. plan that may be best for you.

Are you or a loved one enrolling in Medicare this year??
Are you or a loved one enrolling in Medicare this year
Part A HOSPITAL
Are you thinking about retiring? No matter your situation, we can
Are you thinking about retiring ? No matter your situation, we can STAYS
help you get answers to your Medicare questions. like:
Part B DOCTOR
VISITS
• What is Original Medicare and are there other health care options
• What are the differences between Medicare and other health coverage? Part C MEDICARE
ADVANTAGE
• Is Original Medicare enough health coverage for me?
• What do Medicare Parts A, B, C and D mean? Part D PRESCRIPTION
nd D mean?
DRUGS
• Are my prescriptions covered?
• How much will it cost? supp MEDICARE
SUPPLEMENT
• Do I have deadlines to enroll?

Gary Blanche Contact us and
Melinda Blanche
get answers to
Serving the Senior Markets
Medicare Supplements • Advantage Plans • Vision
MD 443-262-8348 Dental • Prescriptions • Final Expense your Medicare
Toll-Free 877-245-9024 questions today.
www.BlancheInsuranceGroup.com

depending on the household’s consumption history. You may
Calvary Baptist Church call Choptank at 877-892-0001 for more information.

1120 Market St., Denton • 410-924-6404 Delmarva also takes an average of the previous 12 months
www.calvarybaptistchurchofdenton.org from the time of the grant being issued to determine the

Don Reynolds, Pastor amount to be paid by the consumer. They reevaluate usage
anywhere from 7-11 months after the grant is issued, so
10 AM Sunday Bible School – All ages Delmarva customers need to contact Delmarva at 800-375-
11 AM Exciting Praise / Worship 7117 for household specific information. All too oft en the

Also, great Junior Church (5-11 yrs.) computer generates a bill showing zero due because the
7 PM Sunday Evening Worship & grant money shows as a credit, but make sure you pay that
Children’s Class budgeted bill that you are responsible for, so you don’t get a
7 PM Wednesday Bible Studies nasty surprise when the grant money has been used up and
Let us Always Be Found Faithful you start to owe big bucks! Remember…Nothing is free!

The MEAP program assists with heating costs, such as Oil
to understand what they are responsible for paying every
month and how much of the grant money is being applied and Gas, and the fuel grant tends to be more generous than
every month. the electric grant. It is federally funded and, like the EUSP, is
based on annual household size and income. It can also assist
Choptank Electric Co-op, for instance, determines the amount with nonfunctioning heating and water heating systems, but
to be paid by the consumer by taking an average of the past remember, eligibility is also based on a home assessment and

12 months’ electrical consumption, and in March they review funding availability. There are two sets of eligibility limits, one
the billing to make sure the grant is suffi ciently covering the for those households with one or more persons over the age
usage. At that time, the amount is either raised or lowered of 67, and one for those with no members over the age of 67.
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