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Theme 4 Lesson 1 :

Explorer in action (Ms. Sonika Manandhar)

➢ Ms. Sonika Manandhar is a financial technology entrepreneur
and a National Geographic Explorer from the Republic of Nepal.

➢ Her studies focused on the engineering field, robotics and artificial intelligence.
• Ms. Manandhar’s effort to improve the environment:

➢ Ms. Manandhar wanted to use her knowledge to improve the local environment in
the Republic of Nepal by reducing the carbon emissions rate.
➢ She saw that using small electric buses could reduce the emissions rate.

➢ She also noticed that most of the minibus drivers in the capital Kathmandu were
women.
• Aloi company:

➢ In 2019, Ms. Manandhar co-founded the fintech company Aloi.
➢ A company that helps people use financial services.

➢ Aloi helps women minibus drivers in the Republic of Nepal to:

get low-interest loans to
buy electric minibuses

when the funder approves
a loan, business owner gets
a digital token
upgrade their exisiting
electric minibuses with long
lasting lithium -ion batteries

➢ All financial transactions are sent as an SMS (text), and as a result, there is no need
to use the internet.
➢ Passengers may schedule rides on the company’s website.

➢ They can pay with digital tokens or through mobile wallets.

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