Page 11 - Cover letter and evaluation for Janet Clayton
P. 11

Your estimated costs in each plan



                         Plan name     Medigap Plan G     Medigap Plan N     Medigap Plan L    Medigap Plan High
                                                                                                 Deductible G
                 Toll-Free Number           NA                 NA                 NA                 NA

                 Health plan premiums + medical deductible + Rx drug costs
          lity ratings from
          Medicare web site
              2020 Part B premium

               ($144.60 a month)*          $1,735             $1,735             $1,735             $1,735

                 Health plan annual

                 premiums  (Medigap        $1,800             $1,400             $1,300             $800
               premiums are estimates)

               Part B deductible**          $198              $198               $198               $198


           2020 Rx drug costs for
                  mail-order refills       $1,787             $1,787             $1,787             $1,787
                (premiums and co-pays)

                              Total        $5,520             $5,120             $5,020             $4,520
                                 Part A and Part B out-of-pocket costs


           Part A: The amount you                                                             $1,408 if you have
                 will pay if you are      No cost            No cost             $352          not satisfied the
                       hospitalized                                                            plan's deductible


            Part B:  Amounts owed                         Below are cost-
               for most outpatient   No cost after Part B   sharing amounts    5% of cost      100% of cost until
                                      deductible is paid
                                                            after Part B
                                                                                               deductible is met
                           services                      deductible is paid
                                  Cost-sharing for doctors' office visits
                                                                    =
            In-Network Primary
                Care Co-Pays                              $20 for doctors'

           In-Network Specialist          No cost       office visits and $50   5% of cost     100% of cost until
                   Co-Pays                                  for visit to                       deductible is met
              Out-of-Network                             emergency room
                   Co-Pays

          *This is 2020 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2020 is $198.



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