Page 15 - Cover letter and evaluation for Janet Clayton
P. 15

Comprehensive Benefits                            Comprehensive Benefits with Higher Cost-Sharing




                      D                G                 G                               K   L                M                 N
                                                   (High Deductible)



                   $1,750            $1,800            $800              $900             $1,300            $1,500            $1,400

                   97.1%             97.3%             43.5%             53.5%             72.6%            84.2%             71.5%





                                                                    You pay nothing You pay nothing




                                                                     You pay $88 a  You pay $42.63 a   You pay nothing

              You pay nothing You pay nothing                             day               day                          You pay nothing


                                                   After you have   You pay 2.5% &  You pay 1.25% &
                                                   paid the plan's       $2.50             $1.25
                                                       $2,340
                                                  deductible, you    You pay $704      You pay $352      You pay $704
                                                    will have no
                                                    further cost-
                You pay $198     You pay $198                        You pay $198      You pay $198      You pay $198     You pay $198
                                                     sharing for
                                                     Medicare-
                                                 covered services.   You pay 10% of    You pay 5% of                      Only costs are $20
                                                                                                                          for doctor's office
              You pay nothing                                          Medicare-         Medicare-     You pay nothing   visits; $50 for an ER
                                                                    approved amount approved amount                            visit

                                You pay nothing



                Not covered                                           Not covered      Not covered       Not covered       Not covered








              Some coverage* Some coverage* Some coverage*            Not covered      Not covered     Some coverage* Some coverage*





                                                                    You pay 10% of     You pay 5% of
              You pay nothing You pay nothing You pay nothing                                          You pay nothing You pay nothing
                                                                          cost             cost

                  2020 high-deductible amount =        $2,340


                                         2020 out-of-pocket limits      $5,880            $2,940
















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