Page 9 - Cover Letter and Evaluation for Janet Tuma
P. 9

Your estimated costs in each plan



                                     Aetna Medicare Value PPO  Cigna Preferred Medicare  Humana Gold Plus HMO
                         Plan Name
                                               Plan                  HMO Plan                    Plan
                 Toll-Free Number         (833) 859-6031           (888) 886-1993           (800) 833-2364


          lity ratings from             Your minimum annual costs
          Medicare web site
              2021 Part B premium

               ($148.50 a month)*             $1,782                   $1,782                   $1,782

                 Health plan annual

                 premiums  (Medigap             $0                       $0                       $0
               premiums are estimates)


            Health plan deductible              $0                       $0                       $0



          2021 Rx drug costs (mail-
                             order)            $17                      $32                       $0


                              Total           $1,799                   $1,814                   $1,782

                                 Part A and Part B out-of-pocket costs


            Part A:  Amounts owed     $300 a day for days 1-7:   $195 a day for days 1-7;   $150 a day for days 1-7 in

               for a hospitalization  $0 for days 8-90; 50% of   $0 for days 8 through 90.  network hospital; $0
                                        cost out of network.
                                                                                              thereafter.
            Part B:  Amounts owed                               It varies, but 20% co-   Low co-pays for many
               for most outpatient   Varies in network, but up   insurance for many     services, 20% of cost for
                                       to 50% out of network
                           services                                   services                  others

                                 Cost-sharing for doctors' office visits
                                                                    =
            In-Network Primary
                Care Co-Pays                    $0                       $0                       $0

           In-Network Specialist
                   Co-Pays                     $35                      $20                      $25
              Out-of-Network               $25 for primary care     Not covered              Not covered
                   Co-Pays             doctor; $50 specialist.

          *This is 2021 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2021 is $203


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