Page 12 - Cover Letter and Evaluation for Steve Decker
P. 12
Plans that appear to meet your criteria
These four plans are compared on this page and the following page.
UnitedHealthcare
AARP Medicare
Plan Name Medigap Plan G Medigap Plan N Advantage Choice Medicare
Regional PPO Advantage Plan 3
(HMO)
Toll-Free Number NA NA (800) 555-5757 (800) 555-5757
QuaSection Heading How do these plans compare?
lity ratings from
Can you continue to see
your physician(s)? Yes Yes Yes Yes, but verify
How large is the plan's You can see any You can see any
provider who
provider who
provider network? accepts Medicare accepts Medicare Regional Statewide
Do you need referrals to
see specialists? No No No Yes
What is the plan's service
area for non-emergency All 50 states All 50 states Regional Connecticut
services?
How good is the plan's Excellent, but it Excellent, but it Average for a PPO; Poor for an HMO.
catastrophic coverage for does not have an does not have an $5,500 in network; $6,700 for network
$10,000 in and out-
medical costs? out-of-pocket limit out-of-pocket limit of-network services
What are Medicare's Medicare does not Medicare does not
ratings for this plan? rate Medigap rate Medigap 3.5 out of 5 stars 4 out of 5 stars
policies policies
Benefits for services not covered by Medicare
Optional package Optional package
Routine dental care Not covered Not covered
available available
Routine vision care Not covered Not covered Limited benefits Limited benefits
80% of cost of 80% of cost of
medical medical
Foreign travel emergencies emergency; $250 emergency; $250 No coverage No coverage
deductible; $50k deductible; $50k
lifetime limit lifetime limit
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