Page 12 - Cover Letter and Evaluation for Steve Decker
P. 12

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.
                                                                                               UnitedHealthcare
                                                                              AARP Medicare
                           Plan Name     Medigap Plan G    Medigap Plan N    Advantage Choice      Medicare
                                                                               Regional PPO    Advantage Plan 3
                                                                                                    (HMO)
                   Toll-Free Number           NA                 NA           (800) 555-5757    (800) 555-5757

          QuaSection Heading           How do these plans compare?
          lity ratings from

              Can you continue to see
                   your physician(s)?         Yes                Yes               Yes           Yes, but verify



              How large is the plan's    You can see any   You can see any
                                                            provider who
                                          provider who
                   provider network?    accepts Medicare  accepts Medicare       Regional          Statewide

            Do you need referrals to

                      see specialists?         No                No                No                Yes
           What is the plan's service

             area for non-emergency       All 50  states     All 50 states       Regional         Connecticut
                            services?


               How good is the plan's    Excellent, but it   Excellent, but it   Average for a PPO;   Poor for an HMO.

           catastrophic coverage for  does not have an     does not have an   $5,500 in network;   $6,700 for network
                                                                            $10,000 in and out-
                       medical costs?  out-of-pocket limit out-of-pocket limit  of-network         services



                What are Medicare's    Medicare does not  Medicare does not
                ratings for this plan?    rate Medigap      rate Medigap     3.5 out of 5 stars  4 out of 5 stars
                                            policies           policies
                            Benefits for services not covered by Medicare

                                                                             Optional package   Optional package
              Routine dental care         Not covered        Not covered
                                                                                 available         available


              Routine vision care         Not covered        Not covered     Limited benefits   Limited benefits

                                         80% of cost of     80% of cost of
                                            medical            medical
          Foreign travel emergencies    emergency; $250   emergency; $250      No coverage       No coverage
                                        deductible; $50k   deductible; $50k
                                          lifetime limit     lifetime limit


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