Page 13 - Cover Letter and Evaluation for Steve Decker
P. 13

Your estimated costs in each plan


                                                                             AARP Medicare     UnitedHealthcare
                         Plan name     Medigap Plan G     Medigap Plan N    Advantage Choice      Medicare
                                                                              Regional PPO     Advantage Plan 3
                 Toll-Free Number           NA                 NA            (800) 555-5757     (800) 555-5757

                 Health plan premiums + medical deductible + Rx drug costs
          lity ratings from
          Medicare web site
              2020 Part B premium
          for 6 months ($144.60 a           $868              $868               $868               $868

                           month)*
             Health plan premiums

             for 6 months  (Medigap        $2,200             $3,000             $137                 $0
               premiums are estimates)
              Part B or plan health
                      deductible**          $198              $198                 $0                 $0

           Rx drug costs for last 6
             months of 2020 (mail-          $919              $919               $948               $508
                             order)

                              Total        $4,185             $4,985             $1,953             $1,375
                                 Part A and Part B out-of-pocket costs


           Part A: The amount you                                          $395 a day for days  $450 a day for days
                 will pay if you are      No cost            No cost         1-4 in network     1-4 in network
                                                                                                 hospital; $0
                                                                              hospital; $0
                       hospitalized                                            thereafter         thereafter

            Part B:  Amounts owed                         Below are cost-  Varies. 30% of cost
               for most outpatient   No cost after Part B   sharing amounts   for many out-of-      Varies
                                      deductible is paid
                                                            after Part B
                           services                      deductible is paid  network services
                                  Cost-sharing for doctors' office visits
                                                                    =
            In-Network Primary
                Care Co-Pays                              $20 for doctors'        $15                $15

           In-Network Specialist          No cost       office visits and $50
                   Co-Pays                                  for visit to          $45                $45
              Out-of-Network                             emergency room     $25 primary care;  No coverage unless
                   Co-Pays                                                    $50 specialist      emergency

          *This is 2020 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2020 is $198.



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