Page 11 - Cover Letter and Evaluation for Bob Workman
P. 11

Plans that appear to meet your criteria (cont'd)


                                                                                                Humana Choice
                                                          Medigap Plan N
                          Plan name    Medigap Plan F                        Medigap Plan K     Advantage PPO
                                                        (Your Current Plan)
                                                                                                 (H5216-046)
                 Toll-Free Number            NA                 NA                 NA           (800) 833-2364

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
              2017 standard Part B
                 premium of $134 a         $1,608             $1,608             $1,608             $1,608
                            month*

                 Health plan annual

           premiums  (Medigap premiums     $2,600             $1,680              $850                $0
                          are estimates)

                              Total        $4,208             $3,288             $2,458             $1,608

                            Minimum costs for Medicare-covered services


            Total medical premiums         $4,208             $3,288             $2,458             $1,608
                           (from above)



             Health plan deductible          $0                $183               $183                $0




          Annual Rx costs  (premiums,       $321               $321               $321               $321
                     deductibles, co-pays)


              Total Minimum Costs
             (includes cost-sharing for the Rx   $4,529       $3,792             $2,962             $1,929
                     drugs you now take)

                                  Cost-sharing for doctors office visits
                                                                     =
            In-Network Primary                                               10% of cost for

                Care Co-Pays                               up to $20 for     most Medicare-          $10
                                        No co-pays for   Medicare-approved
           In-Network Specialist      Medicare-covered   doctor's visit; $50   covered services
                   Co-Pays                services         for emergency     (recommended            $25
              Out-of-Network                                 room visit    preventive tests are
                                                                                  free)
                   Co-Pays                                                                        50% of cost
          *This is 2017 Part B premium for new enrollees who are not yet receiving Social Security benefits. People who
          have already started their Social Security benefits will pay $109 a month ($1,308 a year). Higher income people
          may pay more. **Part B deductible in 2017 is $183.


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