Page 10 - Cover Letter and Evaluation for Bob Workman
P. 10

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.

                                                                                                Humana Choice
                                                           Medigap Plan N
                           Plan Name     Medigap Plan F                       Medigap Plan K    Advantage PPO
                                                          (Your Current Plan)
                                                                                                  (H5216-046)
                   Toll-Free Number           NA                 NA                NA           (800) 833-2364
          QuaSection Heading             How do these plans compare?
          lity ratings from

              Can you continue to see                                                          Yes, but verify that
                   your physician(s)?         Yes                Yes               Yes          Dr. Miranda is in
                                                                                                    network


              How large is the plan's    You can see any   You can see any    You can see any   More than 20,000
                                          provider who
                                                            provider who
                                                                               provider who
                   provider network?    accepts Medicare  accepts Medicare   accepts Medicare      providers
            Do you need referrals to
                      see specialists?         No                No                 No                No


                                                                             50% of the Part A
           What is the potential cost      No cost for       No cost for       deductible of   $275 a day for days
                   of a hospital stay?  Medicare-covered  Medicare-covered    $1,316 (you pay     1-5; nothing
                                        hospital services  hospital services                       thereafter
                                                                                  $658)


               How good is the plan's   Excellent. It does   Excellent. It does  Fair. $5,120 out-of-  Good for PPO.
                                                                              pocket limit for
           catastrophic coverage for   not have an out-of- not have an out-of-  services the plan   $3,600 in network
                                                                                               and $4,500 in and
                                                             pocket limit,
                                          pocket limit,
                        medical care?        though            though             covers        out of network.

                What are Medicare's     Medigap policies   Medigap policies   Medigap policies
                ratings for this plan?   are not rated by   are not rated by   are not rated by     4 stars
                                           Medicare           Medicare           Medicare

                               Benefits for services not covered by Medicare

                                                                                               Available for added
                  Routine dental care     Not covered        Not covered       Not covered
                                                                                                   premium


                  Routine vision care     Not covered        Not covered       Not covered        Not covered


                                           After $250         After $250
                                       deductible, 80% of  deductible, 80% of
          Foreign travel emergencies                                           Not covered        Not covered
                                         costs ($50,000     costs ($50,000
                                          lifetime limit)   lifetime limit)


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