Page 10 - Cover letter and evaluation for Marcelle Nesci
P. 10

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.

                                                                                               UnitedHealthcare
                           Plan Name     Medigap Plan F    Medigap Plan G     Medigap Plan N   MedicareComplete
                                                                                                 Choice Plan 1

                   Toll-Free Number           NA                 NA                NA           (800) 555-5757
          QuaSection Heading           How do these plans compare?
          lity ratings from


              Can you continue to see                                                          Yes, but three are
                   your physician(s)?         Yes                Yes               Yes          not listed in the
                                                                                                plan's network



              How large is the plan's    You can see any   You can see any   You can see any   More than 20,000
                   provider network?      provider who      provider who       provider who     providers in NY
                                        accepts Medicare  accepts Medicare   accepts Medicare        state

            Do you need referrals to
                      see specialists?         No                No                No                 No
           What is the plan's service

             area for non-emergency       All 50 states      All 50 states     All 50 states   State of New York
                            services?


               How good is the plan's   Excellent. It does   Excellent. It does   Excellent. It does  Average for a PPO:

           catastrophic coverage for   not have an out-of- not have an out-of- not have an out-of- $6,700 in network
                                          pocket limit,
                                                                               pocket limit,
                                                             pocket limit,
                                                                                                and $10,000 in-
                       medical costs?        though            though            though       and out-of network
                What are Medicare's     Medigap policies   Medigap policies   Medigap policies
                ratings for this plan?   are not rated by   are not rated by   are not rated by   3.5 out of 5 stars
                                                              Medicare
                                                                                Medicare
                                           Medicare
                            Benefits for services not covered by Medicare

              Routine dental care         Not covered        Not covered       Not covered       Not covered



              Routine vision care         Not covered        Not covered       Not covered       Some benefits

                                         80% of the cost   80% of the cost    80% of the cost
                                          after a $250       after a $250      after a $250
          Foreign travel emergencies       deductible;       deductible;        deductible;      Not covered
                                        $50,000 lifetime   $50,000 lifetime   $50,000 lifetime
                                              limit             limit              limit


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