Page 11 - Cover letter and evaluation for Marcelle Nesci
P. 11

Your estimated costs in each plan


                                                                                             UnitedHealthcare
                         Plan name    Medigap Plan F     Medigap Plan G    Medigap Plan N   MedicareComplete
                                                                                               Choice Plan 1
                 Toll-Free Number           NA                NA                 NA           (800) 555-5757

                    Minimum costs (health plan premiums + Rx drug costs)
          lity ratings from
          Medicare web site
             2019 standard Part B
             premium of $135.50 a         $1,626             $1,626            $1,626             $1,626
                           month*

                 Health plan annual

                 premiums  (Medigap       $3,000             $2,800            $2,200               $0
               premiums are estimates)
                Rx drug costs, mail
             order (Rx premiums +          $761              $761               $761               $624

                      copayments)

                             Total        $4,626             $4,426            $3,826             $1,626
                                 Part A and Part B out-of-pocket costs



           Part A: The amount you       No cost for        No cost for       No cost for    $395 a day for days
                                                                                              1-4 in network
                 will pay if you are  Medicare-covered  Medicare-covered  Medicare-covered   hospital; nothing
                       hospitalized    hospitalization   hospitalization    hospitalization     thereafter


           Part B:  The amount you                                        See below for cost-
                  will pay for most                    $185 a year (Part B   sharing amounts   Various co-pays for
                 Medicare-covered           $0             deductible)     after $185 Part B   covered services
               outpatient services                                         deductible is paid

                                 Cost-sharing for doctors' office visits
                                                                   =
            In-Network Primary
                Care Co-Pays                             No co-pays for      up to $20 for         $10
                                                        Medicare-covered  Medicare-approved
                                       No co-pays for
           In-Network Specialist      Medicare-covered  services after $185  doctor's office visit;
                  Co-Pays                 services     Part B deductible is  $50 for emergency     $45
              Out-of-Network                                  paid            room visit
                  Co-Pays                                                                      $50 and $75

          *This is 2019 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2019 is $185.



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