Page 12 - Cover letter and evaluation for Carol Smith
P. 12

Plans that appear to meet your criteria


                         These four Advantage plans are compared on this page and the following pages.

                                                           AARP Medicare
                                        Humana Gold Plus                    Senior Dimensions   Aetna Medicare
                           Plan Name                       Complete Plan 1
                                             (HMO)                           So. Nevada (HMO)   Choice Plan (PPO)
                                                               (HMO)
                   Toll-Free Number      (800) 833-2364    (800) 555-5757     (800) 555-5757    (855) 338-7027
          QuaSection Heading             How do these plans compare?
          lity ratings from

              Can you continue to see     No physicians     No physicians      No physicians     No physicians
                   your physician(s)?       selected           selected          selected           selected



              How large is the plan's     4,501 - 5,000      501 - 1,000       1,001 - 1,500      2,501 -3,000
                   provider network?        providers         providers          providers         providers


            Do you need referrals to
                      see specialists?        Yes                Yes               Yes                No


                                         $0 for days 1-3;                                      $325 a day for days
           What is the potential cost  $50 for days 4-7;  No cost in network  No cost in network   1-5 in network
                   of a hospital stay?  $0 for days 8 and      hospital          hospital       hospital; no cost
                                            beyond                                                 days 6-90.

                                                                                               Below average for
                                                                                                 PPO. $6,700 in
               How good is the plan's  Excellent. $1,900 in  Excellent. $2,500 in  Excellent. $2,500 in
              catastrophic coverage?        network            network           network       network, $10,000
                                                                                                 in and out-of-
                                                                                                    network

                What are Medicare's
                ratings for this plan?       4 stars           4 stars           3.5 stars          4 stars


                               Benefits for services not covered by Medicare

              Routine dental care (in     No co-pay for     No co-pay for      No co-pay for     No co-pay for
                                                             exam, teeth
                                                                               exam, teeth
                                                                                                  exam, teeth
                                          exam, teeth
                            network)     cleaning, x-rays  cleaning, x-rays   cleaning, x-rays  cleaning, x-rays
               Routine vision care (in   No co-pays for   Free eye exam and  Free eye exam and  No co-pay for eye
                            network)    routine eye exam    other limited      other limited       exam and
                                         and eyeglasses        benefits          benefits          eyeglasses

          Hearing exams and hearing      $10 for hearing   Free hearing exam  Free hearing exam   $45 for hearing
                    aids (in network)  exam; other limited  and other limited   and other limited  exam and fitting (in
                                                                                                   network)
                                                               benefits
                                                                                 benefits
                                            benefits
                                                            2
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