Page 13 - Cover letter and evaluation for Carol Smith
P. 13

Plans that appear to meet your criteria (cont'd)


                                                          AARP Medicare
                                      Humana Gold Plus                     Senior Dimensions    Aetna Medicare
                         Plan name                       Complete Plan 1
                                           (HMO)                           So. Nevada (HMO)    Choice Plan (PPO)
                                                              (HMO)
                 Toll-Free Number      (800) 833-2364     (800) 555-5757     (800) 555-5757     (855) 338-7027

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
             2018 standard Part B

                premium of $134 a          $1,608             $1,608             $1,608             $1,608
                            month*

                 Health plan annual
                 premiums  (Medigap          $0                 $0                 $0                 $0
               premiums are estimates)

                              Total        $1,608             $1,608             $1,608             $1,608

                            Minimum costs for Medicare-covered services


           Total medical premiums
                         (from above)      $1,608             $1,608             $1,608             $1,608

             Plan health deductible

           (includes Part B deductible if    $0                 $0                 $0                $750
                 not covered by plan**)

               Annual Rx premiums
          (client does not take any          $0                 $0                 $0                $552
                         Rx drugs)
             Total Minimum Costs

           (includes cost-sharing for the   $1,608            $1,608             $1,608             $2,910
                 Rx drugs you now take)

                                  Cost-sharing for doctors office visits
                                                                    =
            In-Network Primary
                Care Co-Pays                 $0                 $0                 $0                 $5

           In-Network Specialist
                   Co-Pays                  $10                 $0                 $0                $45
              Out-of-Network

                   Co-Pays              Not covered        Not covered        Not covered         40% of cost

          *This is 2018 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2018 is $183.



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