Page 9 - Cover Letter and Medicare Evaluation for Diane Falten
P. 9

Plans that appear to meet your criteria (cont'd)



                                         Martin's Point                                  Martin's Point
                        Plan name    Generations Advantage      Humana Choice        Generations Advantage
                                     Prime (HMO-POS) Plan     Advantage PPO Plan      Flex Regional PPO Plan

                Toll-Free Number        (888) 640-4423           (800) 833-2364          (888) 640-4423
                                        Estimated medical premiums
          lity ratings from Medicare web site (best rating = 5 stars)
                             (2022 Part B premiums & Part B deductible not available yet)
            2021 Standard Part B
                                            $1,782                  $1,782                   $1,782
                        premium *
            Health plan premiums

               (Medigap premiums are          $0                      $0                      $421
                         estimates)

                             Total          $1,782                  $1,782                   $2,203

                            Minimum costs for Medicare-covered services


          Total medical premiums            $1,782                  $1,782                   $2,203
                       (from above)


           Plan health deductible
            (includes Part B deductible       $0                      $0                       $0
             if not covered by plan**)
           Est. annual Rx costs at

                    CVS  (premiums,          $120                    $226                     $473
                deductibles, co-pays)

            Total Minimum Costs
             (includes cost-sharing for     $1,902                  $2,008                   $2,676
            the Rx drugs you now take)

                                  Cost-sharing for doctors office visits
                                                                     =
            In-Network Primary
               Care Co-Pays                   $0                      $0                       $0

          In-Network Specialist
                  Co-Pays                    $40                      $45                     $50
             Out-of-Network
                                     $35 Primary Care; $55
                  Co-Pays                  specialist             30% of cost              30% of cost

          *The standard Part B premium for new enrollees in 2021 is $148.50 a month; higher income people may pay
          more.                    **Part B deductible in 2021 is $203.


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