Page 9 - Cover Letter and Cost Estimates for Ms. LaVerne Durham
P. 9

Plans that appear to meet your criteria (cont'd)



                                                                                           CareFirst BlueCross
                        Plan name                                         Johns Hopkins        BlueShield
                                     Medigap Plan G    Medigap Plan N     Advantage MD      Advantage Core
                                                                            Plan (HMO)
                Toll-Free Number                                                              Plan (HMO)

                       Estimated medical premiums for the full year (2021)
          lity ratings from Medicare web site (best rating = 5 stars)
            2021 Standard Part B
                                         $1,782            $1,782             $1,782            $1,782
                        premium *
            Health plan premiums
               (Medigap premiums are     $1,700            $1,350              $480              $240
                         estimates)

                             Total       $3,482            $3,132             $2,262            $2,022

                            Minimum costs for Medicare-covered services

          Total medical premiums         $3,482            $3,132             $2,262            $2,022
                       (from above)


           Plan health deductible
            (includes Part B deductible   $203              $203                $0                $0
             if not covered by plan**)

              Est. annual Rx drug
                  costs  (premiums,       $260              $260               $255              $351
                deductibles, co-pays)

            Total Minimum Costs
             (includes cost-sharing for   $3,945           $3,595             $2,517            $2,373
            the Rx drugs you now take)


                                 Cost-sharing for doctors office visits
                                                                    =
            In-Network Primary                           After Part B
               Care Co-Pays          No co-pays after   deductible ($203)       $5                $5

          In-Network Specialist     the annual Part B   is paid, up to $20
                                                       co-payments for
                  Co-Pays           deductible ($203)   doctors' office        $50                $50
             Out-of-Network                is paid     visits and $50 for
                  Co-Pays                                  ER visit.            NA                NA
          *This is 2021 standard Part B premium for new enrollees is $148.50 a month; higher
          income people may pay more.                    **Part B deductible in 2021 is $203.



                                                            3
   4   5   6   7   8   9   10   11   12   13   14