Page 12 - Cover Letter and Evaluation for Steve DIckhaus
P. 12

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.

                                                             Minnesota                           HealthPartners
                                        Minnesota Basic
                           Plan Name                        Extended Basic    Medigap Plan N    Journey Pace PPO
                                              Plan
                                                                Plan                                 Plan
                   Toll-Free Number           NA                 NA                NA           (844) 363-8979
          QuaSection Heading             How do these plans compare?
          lity ratings from

              Can you continue to see
                   your physician(s)?         Yes                Yes               Yes                Yes



              How large is the plan's    You can see any   You can see any    You can see any
                                          provider who
                                                            provider who
                                                                               provider who
                   provider network?    accepts Medicare  accepts Medicare   accepts Medicare         NA
            Do you need referrals to
                      see specialists?         No                No                 No                No


                                                                                               $330 a day for days
           What is the potential cost    $1,408 in 2020      No cost for        No cost for      1-5 in network
                   of a hospital stay?     unless your    Medicare-covered  Medicare-covered    hospital; no cost
                                        purchase a rider   hospital services   hospital stay
                                                                                                 for days 6-90.


                                        Good. It does not   Excellent. It has a   Good. It does not   Average for PPO.
               How good is the plan's    have an out-of-    $1,000 out-of-    have an out-of-  $5,700 in network;
              catastrophic coverage?      pocket limit,     pocket limit on    pocket limit,   $10,000 in- and out-
                                            though.        covered services      though.          of-network


                What are Medicare's     Medigap policies   Medigap policies   Medigap policies   4.5 stars (5 stars is
                ratings for this plan?   are not rated by   are not rated by   are not rated by      best)
                                           Medicare           Medicare           Medicare

                               Benefits for services not covered by Medicare

                                                                                                 Dental policy
                  Routine dental care     Not covered        Not covered       Not covered
                                                                                                   available


                  Routine vision care     Not covered        Not covered       Not covered     Routine eye exam

                                                                                After $250
                                                           You pay 20% of
                                         You pay 20% of   costs. Also covers   deductible, you pay
          Foreign travel emergencies                                           20% of costs       Not covered
                                             costs         routine medical   ($50,000 lifetime
                                                             care abroad
                                                                                  limit)

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