Page 10 - Cover Letter and Evaluation for Judy Thomas

Comparison of PERA & Medigap plans

These four plans are compared on this page and the following page.

PERA Anthem PERA Anthem
Plan Name Medigap Plan G Medigap Plan N Medicare Medicare Advantage
Advantage Plan #1 Plan #2

QuaSection Heading
lity ratings from How do these plans compare?

Can you continue to see

your physician(s)? Yes Yes Yes Yes

Not specified, but Not specified, but
How large is the plan's Medigap policies Medigap policies there are no added there are no added
provider network? do not have do not have costs for seeing out-costs for seeing out-
of-network
networks
networks
of-network
providers providers
Do you need referrals to
see specialists? No No No No

What is the potential cost No cost for $300 per $500 per
admission; $1,500
admission; $900
of a hospital stay? Medicare-covered $335 maximum per year maximum per year
hospital services

Excellent. It does Excellent. $2,000
How good is the plan's not have an out-of- Excellent. $2,620 for medical care, Fair. $6,000 for
medical care, not
catastrophic coverage? pocket limit, for covered not including including premiums
services
though premiums

What are Medicare's Medigap policies Medigap policies
ratings for this plan? are not rated by are not rated by NA NA
Medicare
Medicare
Benefits for services not covered by Medicare

Routine dental care Not covered Not covered In PERA plans, dental and vision benefits
are covered by stand-alone policies
Routine vision care Not covered Not covered

After $250 After $250
deductible, 80% of deductible, 80% of Foreign travel emergencies are covered;
Foreign travel emergencies details not specified in PERA plans'
costs ($50,000 costs ($50,000 benefits summaries
lifetime limit) lifetime limit)

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