Page 11 - Cover Letter and Evaluation for Judy Thomas
P. 11
Comparison of PERA & Medigap plans (cont'd)
PERA Anthem PERA Anthem
Plan name Medigap Plan G Medigap Plan N Medicare Medicare Advantage
Advantage Plan #1 Plan #2
Estimated annual premiums for medical coverage
lity ratings from Medicare web site (best rating = 5 stars)
2019 standard Part B
premium of $135.50 a $1,626 $1,626 $1,626 $1,626
month*
Health plan annual
premiums (Medigap $1,700 $1,450 $3,120 $1,920
premiums are estimates)
Total $3,326 $3,076 $4,746 $3,546
Minimum costs for Medicare-covered services
Total medical premiums $3,326 $3,076 $4,746 $3,546
(from above)
Minus PERA monthly
$115 subsidy $0 $0 ($1,380) ($1,380)
Plan health deductible
(includes Part B deductible if $185 $185 $0 $0
not covered by plan**)
Annual Rx costs, mail
order (premiums not $1,339 $1,339 $720 $720
included for PERA plans)
Total Minimum Costs
(includes cost-sharing for the $4,850 $4,600 $4,086 $2,886
Rx drugs you now take)
Cost-sharing for doctors' office visits
=
In-Network Primary
Care Co-Pays No co-pays for You pay 5% of $0 $20
In-Network Specialist Medicare-covered Medicare approved
Co-Pays services after Part B amount after Part B $0 $30
deductible is paid
Out-of-Network deductible is paid
Co-Pays $0 same as in-network
*This is 2019 standard Part B premium for new enrollees who are not yet receiving Social Security benefits.
Higher income individuals may pay more **The Part B deductible in 2019 is $185.
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