Page 10 - Cover Letter and Evaluation for Fred Heald
P. 10

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.


                          Plan Name        Medigap Plan G           Medigap Plan N           Medigap Plan L



                   Toll-Free Number              NA                       NA                       NA
          QuaSection Heading           How do these plans compare?
          lity ratings from

             Can you continue to see   Yes, but services provided  Yes, but services provided  Yes, but services provided

                   your physician(s)?    by Dr. Konda are not     by Dr. Konda are not     by Dr. Konda are not
                                                                                                 covered
                                                                        covered
                                               covered

              How large is the plan's  You can see any provider  You can see any provider  You can see any provider
                  provider network?     who accepts Medicare     who accepts Medicare     who accepts Medicare


            Do you need referrals to
                     see specialists?            No                       No                       No

                  Range of premiums
                  (according to CSG         $2,115 -$3,008           $1,673 -$2,551          $1,470 - $2,404

                           Actuarial)


              How good is the plan's   Excellent, but it does not  Excellent, but it does not  $2,940 out-of-pocket limit
          catastrophic coverage for     have an out-of-pocket    have an out-of-pocket    for covered services in

                      medical costs?            limit                    limit                    2020


              How many insurers sell

             this plan in your state?            25                       23                        5

                            Benefits for services not covered by Medicare


             Routine dental care      Not covered in most cases. Not covered in most cases. Not covered in most cases.
                                       A few insurers may offer   A few insurers may offer   A few insurers may offer
                                      dental/vision benefits with  dental/vision benefits with  dental/vision benefits with
              Routine vision care       their Medigap policies   their Medigap policies   their Medigap policies


                                        80% of cost of medical   80% of cost of medical
                Foreign travel             emergency; $250          emergency; $250
                 emergencies           deductible; $50k lifetime  deductible; $50k lifetime    Not covered
                                                limit                    limit



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