Page 5 - Cover Letter and Evaluation for Fred Heald
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Another plan you might consider is the WellCare Classic Prescription Drug Plan, whose costs for
the last 10 months of this year are $1,252, or about $54 less than the Cigna-HealthSpring Rx
Secure-Extra plan. But to get those costs you would need to switch to a CVS Pharmacy. It’s
possible that the difference in these plans’ costs for your drug will be less for the last eight
months of the year.
To enroll in either plan, call its toll-free number shown on page 4 of the evaluation and in the
appendices. Appendix D3 is the benefit summary of the Cigna-HealthSpring Rx Secure-Extra PDP
and Appendix D4 is the benefit summary of the Wellcare Classic PDP.
Fred, there are a couple of things to keep in mind as you make the transition to Medicare. On
your initial visits to your doctors after May 1, show the office staff your new enrollment cards
for Medicare A&B, your Medigap policy and your Part D stand-alone plan. That will help to
avoid any billing confusion. Also, you’re entitled to a free “Welcome to Medicare” physical (see
page 11 of the evaluation), but you’ll probably have to request it.
Sincerely,
David Armes, CFP®
WDA:12115
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