Page 10 - Cover Letter and Evaluation for Gary Caskey

Comparison of two Medigap plans and employer plan

These four plans are compared on this page and the following page.

Plan Name Medigap Plan F Medigap Plan G Your employer plan

Toll-Free Number NA NA NA

QuaSection Heading How do these plans compare?
lity ratings from

Can you continue to see Yes
your physician(s)? Yes Yes

How large is the plan's You can see any You can see any
provider network? provider who provider who Unknown
accepts Medicare accepts Medicare

Do you need referrals to
see specialists? No No No

What is the potential cost No cost for No cost for 25% of cost in network hospital after
of a hospital stay? Medicare-covered Medicare-covered deductible is satisfied
hospital services
hospital services

Excellent. It does Excellent. It does
How good is the plan's not have an out-of- not have an out-of- Weak. $6,550 in network; $15,750 out
catastrophic coverage? pocket limit, pocket limit, of network (this may be in-and-out of
network combined -- it's unclear)
though though

What are Medicare's Medigap policies Medigap policies NA
ratings for this plan? are not rated by are not rated by
Medicare
Medicare
Benefits for services not covered by Medicare

Not shown (could be separate rider or
Routine dental care Not covered Not covered
policy)

Not shown (could be separate rider or
Routine vision care Not covered Not covered
policy)

After $250 After $250
deductible, 80% of deductible, 80% of
Foreign travel emergencies NA
costs ($50,000 costs ($50,000
lifetime limit) lifetime limit)

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