Page 14 - Cover Letter and Evaluation for Margaret Rockey
P. 14

Plans that appear to meet your criteria


                                 These four plans are compared on this page and the following page.

                                                                                AARP Medicare
                             Plan Name     Medigap Plan G    Medigap Plan N       Advantage       AARP Medicare
                                                                               Walgreens (PPO)   Advantage (HMO)

                     Toll-Free Number           NA                 NA           (800) 555-5757    (800) 555-5757

            QuaSection Heading           How do these plans compare?
            lity ratings from


                Can you continue to see
                     your physician(s)?    Yes, but verify    Yes, but verify   Yes, but verify    Yes, but verify


                                                                               You can see any
                  What are this plan's    You can see any    You can see any   provider, but will   Network providers
                                            provider who
                                                              provider who
                  network restrictions    accepts Medicare  accepts Medicare   pay more out of    only except for
                                                                                                   emergencies
                                                                                   network
              Do you need referrals to
                       see specialists?         No                 No                No          Yes, in most cases

             What is the plan's service
               area for non-emergency       All 50  states     All 50 states     All 50  states  Selected counties
                                                                                                    in Arizona
                              services?



                 How good is the plan's    Excellent, but it   Excellent, but it   Fair. 6,000 in   Fair. $5,500 in
             catastrophic coverage for  does not have an    does not have an   network; $10,000  network; no out-of-
                                                                                in and out-of-
                                                                                                 network coverage
                         medical costs?  out-of-pocket limit out-of-pocket limit  network combined unless emergency


                  What are Medicare's    Medicare does not  Medicare does not
                  ratings for this plan?    rate Medigap      rate Medigap      4 out of 5 stars  4.5 out of 5 stars
                                              policies           policies

                             Benefits for services not covered by Medicare

                                                                               Dental coverage    Dental coverage
                Routine dental care         Not covered        Not covered
                                                                                 $38 a month       $43 a month
                                                                               Some coverage in
                Routine vision care         Not covered        Not covered                        Limited benefits
                                                                                   network
                                           80% of cost of     80% of cost of
                                              medical            medical
            Foreign travel emergencies    emergency; $250   emergency; $250      Not covered       Not covered
                                          deductible; $50k   deductible; $50k
                                            lifetime limit    lifetime limit

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