Page 15 - Cover Letter and Evaluation for Margaret Rockey
P. 15

Your estimated costs in each plan


                                                                               AARP Medicare
                           Plan name     Medigap Plan G     Medigap Plan N       Advantage        AARP Medicare
                                                                              Walgreens (PPO)    Advantage (HMO)
                   Toll-Free Number           NA                 NA            (800) 555-5757     (800) 555-5757
                   Health plan premiums + medical deductible + Rx drug costs
            lity ratings from
            Medicare web site
                2020 Part B premium

            for 7 months ($144.60 a          $1,012             $1,012             $1,012            $1,012
                             month)*
               Health plan premiums

               for 7 months  (Medigap        $805               $595                $0                $188
                 premiums are estimates)
                Health plan or Part B

                        deductible**         $198               $198                $0                 $0

                 Rx drug costs for 7
                 months (mail-order)         $2,726             $2,726             $3,736            $3,666


                                Total        $4,741             $4,531             $4,748            $4,866

                                   Part A and Part B out-of-pocket costs

             Part A: The amount you                                          $300 a day for days  $295 a day for days

                   will pay if you are      No cost            No cost          1-6; nothing       1-5; nothing
                         hospitalized                                            thereafter         thereafter

              Part B:  Amounts owed                         Below are cost-  Varies; 40% of cost
                 for most outpatient   No cost after Part B   sharing amounts   for many out-of-  Varies. 20% of cost
                                                                                                 for some services
                                                             after Part B
                                        deductible is paid
                             services                      deductible is paid  network services
                                   Cost-sharing for doctors' office visits
                                                                      =
              In-Network Primary

                  Care Co-Pays                             $20 for doctors'         $0                 $10
             In-Network Specialist          No cost       office visits and $50     $40                $40
                    Co-Pays                                   for visit to
                Out-of-Network                             emergency room     $35 primary care;
                    Co-Pays                                                     $70 specialist     Not covered


            *This is 2020 Part B premium for new enrollees. Higher income people may pay more.
            **Part B deductible in 2020 is $198.



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