Page 10 - Cover Letter and Medicare Evaluation for Neill McLauchlin

Plans that appear to meet your criteria

These four plans are compared on this page and the following page.

Cigna Preferred Cigna True Choice
Plan Name Medigap Plan G Medigap Plan N
Medicare HMO Plan PPO Plan

Toll-Free Number NA NA (855) 980-3049 (855) 980-3049
QuaSection Heading How do these plans compare?
lity ratings from

Can you continue to see

your physician(s)? Yes Yes Yes, but verify Yes

Do you need referrals to You can see any You can see any Yes (except in
provider who
provider who
see specialists? accepts Medicare accepts Medicare emergencies) No

Medicare does not Medicare does not
Medicare's quality rating rate Medigap rate Medigap 4.5 out of 5 stars Plan too new to be
rated
policies policies

How good is this plan's Excellent, but it Excellent, but it Below average for Poor. $5,750 in
network and
catastrophic coverage does not have an does not have an HMO; $4,900 for $11,000 in and out-
for medical costs? out-of-pocket limit out-of-pocket limit network services of-network

Benefits for services not covered by Medicare

No cost for dental x- No cost for dental x-
rays, exam, and rays, exam, and
Routine dental care Not covered Not covered
teeth cleaning in teeth cleaning in
network network

No cost for eye No cost for eye
Routine vision care Not covered Not covered exam and exam and
eyeglasses eyeglasses

$0 co-pay for some $0 co-pay for some
Hearing benefits Not covered Not covered services; limits services; limits
apply apply

80% of cost of 80% of cost of

Foreign travel medical medical emergency;
emergencies emergency; $250 $250 deductible; Not covered Not covered
deductible; $50k $50k lifetime limit
lifetime limit

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