Page 12 - Cover Letter and Medicare Evaluation for Michael Bichy

Plans that appear to meet your criteria

These four plans are compared on this page and the following page

AARP Medicare
Humana Gold Plus
Plan Name Medigap Plan F Medigap Plan N Advantage Choice
HMO-POS Plan
Plan 1 (PPO)

Toll-Free Number NA NA (800) 833-2364 (800) 555=5757
QuaSection Heading How do these plans compare?
lity ratings from
Can you continue to see
your physician(s)? Yes Yes Yes Yes

Do you need referrals to

see specialists? No No In most cases No
Medicare does not Medicare does not
Medicare's quality rating rate Medigap rate Medigap 4.5 out of 5 stars 4 out of 5 stars
policies policies

Excellent. It does Excellent. It does Average for a PPO;
How good is the plan's not have an out-of- not have an out-of- Good -- $3,650 for $5,900 in network
catastrophic coverage? pocket limit, pocket limit, services in network and $8,950 in and
though though out-of-network

How much does a hospital $250 a day for days $295 a day for days
stay cost? $0 $0 1-5 in network; no 1-6 in network; no
cost thereafter cost thereafter

Benefits for services not covered by Medicare

No co-pays for oral No co-pays for oral
exam, teeth exam, teeth
Routine dental care Not covered Not covered
cleaning, and cleaning, and
dental x-rays dental x-rays

No cost for eye No cost for eye
Routine vision care Not covered Not covered
exam and glasses exam and glasses

$25 co-pay for Limited benefits
Hearing benefits Not covered Not covered exam; hearing aids including free
$199-$499. hearing exam
After $250 After $250
Foreign travel deductible, 80% of deductible, 80% of Some coverage Some coverage
emergencies costs ($50,000 costs ($50,000 (not specified) (not specified)
lifetime limit) lifetime limit)

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