Page 13 - Cover Letter and Medicare Evaluation for Michael Bichy
        P. 13
     Plans that appear to meet your criteria (cont'd)
                                                                                            AARP Medicare
                                                                         Humana Gold Plus
                        Plan Name    Medigap Plan F    Medigap Plan N                      Advantage Choice
                                                                          HMO-POS Plan
                                                                                              Plan 1 (PPO)
                Toll-Free Number           NA                NA           (800) 833-2364    (800) 555=5757
                               Estimated medical premiums for 2023
          lity ratings from Medicare web site (best rating = 5 stars)
                 Standard Part B
                                         $1,979            $1,979             $1,979            $1,979
                        premium *
            Health plan premiums
               (Medigap premiums are     $2,200            $1,500               $0                $0
                         estimates)
                             Total       $4,179            $3,479             $1,979            $1,979
                          Minimum costs for Medicare-covered services
          Total medical premiums         $4,179            $3,479             $1,979            $1,979
                       (from above)
           Plan health deductible
            (includes Part B deductible    $0               $226                $0                $0
             if not covered by plan**)
           Est. annual Rx costs at
          Rite Aid  (premiums and co-     $653              $653               $153              $186
                              pays)
            Total Minimum Costs
             (includes cost-sharing for   $4,832           $4,358             $2,132            $2,165
            the Rx drugs you now take)
                                Cost-sharing for doctors' office visits
                                                                  =
            In-Network Primary                        After Part B annual
               Care Co-Pays          No co-pays after   deductible is paid,   $0 in network  $0 in network
          In-Network Specialist     the annual Part B  up to $20 co-pays
                  Co-Pays           deductible ($226)  for doctors' office   $25 in network  $35 in network
             Out-of-Network                is paid     visits and $50 for   Varies and may not  $45 primary care;
                                                           ER visit
                  Co-Pays                                                   be covered       $70 specialist
          *The 2023 standard Part B premium for new enrollees is $164.90 a month; higher
          income people may pay more.                    **Part B deductible in 2022 is $226.
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