Page 12 - Evaluation and cover letter for Jack Barnhill
P. 12

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.

                                                                              AARP Medicare
                                                                             Complete Secure    Aetna Medicare
                           Plan Name     Medigap Plan F    Medigap Plan L
                                                                            Horizons Plan 2 (an   Choice PPO Plan
                                                                                  HMO)

                   Toll-Free Number           NA                 NA           (800) 555-5757    (855) 338-7027
          QuaSection Heading             How do these plans compare?
          lity ratings from

              Can you continue to see
                   your physician(s)?         Yes                Yes          Yes, but verify         Yes



              How large is the plan's   Medigap policies   Medigap policies    3,501 -4,000      5,501 - 6,000
                   provider network?      do not have        do not have         providers         providers
                                            networks
                                                              networks
            Do you need referrals to
                      see specialists?         No                No                Yes                No


                                                                                               $325 a day for days
           What is the potential cost      No cost for                         $0 in network     1-5 in network
                   of a hospital stay?  Medicare-covered        $335             hospital        hospital; $0 for
                                        hospital services
                                                                                                   days 6-90


                                        Excellent. It does                                      Weak. $6,700 in
               How good is the plan's  not have an out-of-  Excellent. $2,620   Excellent. $2,200 in  network; $10,000
              catastrophic coverage?      pocket limit,      for covered         network         in and out-of-
                                                               services
                                             though                                                 network


                What are Medicare's     Medigap policies   Medigap policies
                ratings for this plan?   are not rated by   are not rated by     4.5 stars          4 stars
                                                              Medicare
                                           Medicare
                               Benefits for services not covered by Medicare

                  Routine dental care     Not covered        Not covered       Not covered        Not covered


                                                                             Routine eye exam  Routine eye exam
                  Routine vision care     Not covered        Not covered
                                                                              and eyeglasses     and eyeglasses


                                           After $250        After $250
                                       deductible, 80% of  deductible, 80% of
          Foreign travel emergencies                                           Not covered        Not covered
                                         costs ($50,000     costs ($50,000
                                          lifetime limit)   lifetime limit)


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