Page 13 - Evaluation and cover letter for Jack Barnhill
P. 13

Plans that appear to meet your criteria (cont'd)


                                                                             AARP Medicare
                                                                            Complete Secure     Aetna Medicare
                          Plan name    Medigap Plan F     Medigap Plan L
                                                                           Horizons Plan 2 (an   Choice PPO Plan
                                                                                 HMO)
                 Toll-Free Number            NA                 NA           (800) 555-5757     (855) 338-7027

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
              2018 standard Part B

                 premium of $134 a         $1,608             $1,608             $1,608             $1,608
                            month*

                 Health plan annual
                 premiums  (Medigap        $2,350             $1,600               $0                $982
               premiums are estimates)

                              Total        $3,958             $3,208             $1,608             $2,590

                            Minimum costs for Medicare-covered services

            Total medical premiums         $3,958             $3,208             $1,608             $2,590

                         (from above)
             Plan health deductible

           (includes Part B deductible if    $0                $183                $0                $750
                 not covered by plan**)

            Annual Rx costs at CVS

             (premiums, deductibles, co-    $237               $401                $0                $302
                               pays)
              Total Minimum Costs
           (includes cost-sharing for the   $4,195            $3,792             $1,608             $3,642
                 Rx drugs you now take)
                                  Cost-sharing for doctors office visits

                                                                     =
            In-Network Primary
                Care Co-Pays                                                       $0                 $5
                                        No co-pays for     You pay 5% of
           In-Network Specialist      Medicare-covered  Medicare approved
                   Co-Pays                services            amount               $0                $45
              Out-of-Network
                   Co-Pays                                                     Not covered        40% of cost

          *This is 2018 standard Part B premium for new enrollees who are not yet receiving Social Security benefits.
          **Part B deductible in 2018 is $183.


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