Page 17 - Cover Letter and Medicare Evaluation for Vic Bosiger
P. 17

Plans that appear to meet your criteria (cont'd)



                                     AARP Medicare     Optima Medicare    Humana Choice
                        Plan name   Advantage Plan 1   Value Advantage    Advantage PPO     Medigap Plan N
                                       (HMO-POS)          HMO Plan             Plan

                Toll-Free Number     (800) 555-5757     (844) 563-4201    (800) 833-2364          NA
                                        Estimated medical premiums
          lity ratings from Medicare web site (best rating = 5 stars)
                             (2022 Part B premiums & Part B deductible not available yet)
            2021 Standard Part B
                                         $1,782            $1,782             $1,782            $1,782
                        premium *
            Health plan premiums

               (Medigap premiums are       $0                $0                 $0              $1,100
                         estimates)

                             Total       $1,782            $1,782             $1,782            $2,882

                            Minimum costs for Medicare-covered services


          Total medical premiums         $1,782            $1,782             $1,782            $2,882
                       (from above)


           Plan health deductible
            (includes Part B deductible    $0                $0                 $0               $203
             if not covered by plan**)
           Est. annual Rx costs at

                    CVS  (premiums,      $2,948            $2,973             $3,115            $3,199
                deductibles, co-pays)

            Total Minimum Costs
             (includes cost-sharing for   $4,730           $4,755             $4,897            $6,284
            the Rx drugs you now take)

                                  Cost-sharing for doctors office visits
                                                                     =
            In-Network Primary                                                                After Part B
               Care Co-Pays                $0                $0                 $0         deductible is paid,
                                                                                           up to $20 co-pays
          In-Network Specialist                                                            for doctors office
                  Co-Pays                 $40                $20               $35          visits and $50 for
             Out-of-Network                                                                visit to emergency
                  Co-Pays              Not covered       Not covered        40% of cost          room

          *The standard Part B premium for new enrollees in 2021 is $148.50 a month; higher
          income people may pay more.                    **Part B deductible in 2021 is $203.


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