Page 16 - Cover Letter and Medicare Evaluation for Vic Bosiger

Plans that appear to meet your criteria

These four plans are compared on this page and the following page

AARP Medicare Optima Medicare Humana Choice
Plan Name Advantage Plan 1 Value Advantage Advantage PPO Medigap Plan N
(HMO-POS) HMO Plan Plan

Toll-Free Number (800) 555-5757 (844) 563-4201 (800) 833-2364 NA
QuaSection Heading How do these plans compare?
lity ratings from
Can you continue to see
your physician(s)? Yes, but verify Yes, but verify Yes Yes

Do you need referrals to

see specialists? Yes Yes No No
Medicare does not
Medicare's quality rating 5 out of a 5 stars 4 out of 5 stars 4 out of 5 stars rate Medigap
policies
Below avg. for an Good. $4,000 for Fair for PPO. Excellent. It does

How good is the plan's HMO. $5,900 for network services, $5,900 in network not have an out-of-
catastrophic coverage? network services, not including Rx and $10,000 in and pocket limit,
not including Rx
drugs drugs out-of-network though
$355 a day for days
How much does a hospital $295 a day for days $275 a day for days 1-4 in network;
stay cost? 1-6 in a network 1-6 in a network 40% out-of- $0
hospital
hospital
network
Benefits for services not covered by Medicare

Limited benefits; Limited benefits Limited benefits
comprehensive with no co-pay;
Routine dental care include free oral Not covered
plan available for others have $25 co- exam and x-rays
$38 a month pays.
Routine eye exam, Routine eye exam,
Routine vision care Limited benefits no cost for no cost for Not covered
glasses/contacts glasses/contacts
Limited benefits
$25 co-pay for
Hearing benefits Limited benefits include free oral Not covered
hearing exam
exam and x-rays
After $250
Foreign travel deductible, 80% of
emergencies Some coverage Some coverage Some coverage costs ($50,000
lifetime limit)

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