Page 11 - Cover Letter and Medicare Evaluation for Vic Bosiger
P. 11

Optima                       AARP Medicare                 HumanaChoice
                                 Medicare Value               Advantage                     H5216-248

                                 (HMO)                        Plan 1 (HMO-                  (PPO)

                                 $0.00                        POS)                          $0.00

                                 Medicare Advantage and       $0.00                         Medicare Advantage and
                                 drug monthly premium         Medicare Advantage and        drug monthly premium

                                                              drug monthly premium
     Skilled nursing              $0 per day for days 1         In-network: $0 per day       In-network: $0 per day
     facility                     through 20                    for days 1 through 20        for days 1 through 20

                                  $188 per day for days         $188 per day for days        $188 per day for days

                                  21 through 100                21 through 52                21 through 52
                                                                $0 per day for days 53       $0 per day for days 53
                                                                through 100                  through 100
                                                                Out-of-network: Not          Out-of-network: 40%
                                                                Applicable                   per stay


     Durable medical              20% coinsurance per           In-network: 20%              In-network: 20%
     equipment (like              item                          coinsurance per item         coinsurance per item
     wheelchairs &
     oxygen)                                                                                 Out-of-network: 40%
                                                                                             coinsurance per item


     Diabetes supplies            $0 copay                      In-network: $0 copay         In-network: $0 copay or
                                                                per item                     10-20% coinsurance
                                                                                             per item

                                                                                             Out-of-network: 40%
                                                                                             coinsurance per item


     Drug coverage & costs


     Drugs covered/Not            2 of 2                        2 of 2                       2 of 2
     covered                      Prescription drugs            Prescription drugs           Prescription drugs

                                  covered                       covered                      covered

     Estimated total drug         CVS PHARMACY                  CVS PHARMACY                 CVS PHARMACY
     + premium cost               #07948                        #07948                       #07948

                                       Standard in-                 Standard in-                  Preferred in-
                                  network                       network                      network
                                  $2,420.78                     $2,487.00                    $2,643.18
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