Page 9 - Cover Letter and Medicare Evaluation for Vic Bosiger
P. 9

Optima                       AARP Medicare                 HumanaChoice
                                 Medicare Value               Advantage                     H5216-248

                                 (HMO)                        Plan 1 (HMO-                  (PPO)

                                 $0.00                        POS)                          $0.00

                                 Medicare Advantage and       $0.00                         Medicare Advantage and
                                 drug monthly premium         Medicare Advantage and        drug monthly premium

                                                              drug monthly premium
     Diagnostic tests &           $0-85 copay                   In-network: $20 copay        In-network: $0-85
     procedures                                                                              copay

                                                                                             Out-of-network: $0

                                                                                             copay or 40%
                                                                                             coinsurance

     Lab services                 $0 copay                      In-network: $0 copay         In-network: $0-50

                                                                                             copay
                                                                                             Out-of-network: 40%
                                                                                             coinsurance


     Diagnostic radiology         $0-275 copay                  In-network: $0-160           In-network: $35-275
     services (like MRI)                                        copay                        copay

                                                                                             Out-of-network: 40%
                                                                                             coinsurance

     Outpatient x-rays            $0-85 copay                   In-network: $15 copay        In-network: $0-105

                                                                                             copay
                                                                                             Out-of-network: 40%

                                                                                             coinsurance

     Emergency care               $90 copay per visit           $90 copay per visit          $90 copay per visit

                                  (always covered)              (always covered)             (always covered)

     Urgent care                  $25 copay per visit           $40 copay per visit          $0-35 copay or 40%

                                  (always covered)              (always covered)             coinsurance per visit
                                                                                             (always covered)


     Inpatient hospital           $275 per day for days 1       In-network: $295 per         In-network: $355 per
     coverage                     through 6                     day for days 1 through 6  day for days 1 through 4

                                  $0 per day for days 7         $0 per day for days 7        $0 per day for days 5
                                  through 90                    through 90                   through 90

                                                                $0 per day for days 91       $0 per day for days 91
                                                                and beyond                   and beyond
                                                                Out-of-network: Not          Out-of-network: 40%

                                                                Applicable                   per stay
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