Page 1 - Cover Letter and Evaluation for Susan Marx

March 23, 2020

Ms. Susan Marx
7223 Witherspoon St.
Pittsburgh, PA 15206

Dear Susan:

Your Medicare evaluation is enclosed. Please check the information on the client data sheet on
page 5 to make sure it is correct. In most cases, the costs shown in your evaluation are
estimates for the last eight months of the 2020 plan year, but the estimates of Medigap
premiums on pages 6-7 are annual amounts. Also, your Part B premiums are assumed to be the
standard premiums ($144.60 a month), but higher income people may pay more for both Part B
and Part D premiums.

If you haven’t already done so, you can enroll in Part A and Part B by contacting Social Security
at (800) 772-1213 and letting the representative know you want to enroll in Parts A&B effective
May 1. You should receive your Medicare card in the mail within two or three weeks after you
call.

Your supplemental coverage options

After enrolling in Parts A&B, your next step is to choose your supplemental coverage and have
it in place by May 1. When you enroll in your supplemental coverage, you will also be enrolling
in Part D. If you choose a Medicare Advantage plan, for instance, it will include your Part D
coverage as part of its overall benefit package. Or if you get a Medigap policy, you will also
need to enroll in a Part D stand-alone plan.

In your questionnaire you indicated that you would like to see comparisons of both types of
coverage – 1) Advantage plans and 2) Medigap policies combined with prescription drug plans,
also called stand-alone drug plans. After you’ve reviewed the evaluation and decided which
coverage you want, you can take these steps to enroll the plan(s) that you’ve chosen:

 If you decide to enroll in one of the Advantage plans compared in your
evaluation, you can call the plan’s toll-free number shown on pages 2-3 of the
evaluation. Make sure that the person you speak with understands that you
want your coverage to begin on May 1. Specify the exact name of the plan you
want to enroll in.