Page 12 - Cover Letter and Evaluation for Susan Marx
P. 12

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.

                                                                             Aetna Medicare    UPMC for Life HMO
                           Plan Name     Medigap Plan G    Medigap Plan N
                                                                              Value PPO Plan    Premier Rx Plan


                   Toll-Free Number           NA                 NA           (855) 275-6627    (877) 381-3765
          QuaSection Heading           How do these plans compare?
          lity ratings from


          Are your physicians in this   Medigap policies   Medigap policies   They are listed in   They are listed in
                     plan's network?      do not have        do not have    provider directory,  provider directory,
                                            networks          networks          but verify         but verify

                                                                             You can see any    You will not be
                 What are this plan's    You can see any   You can see any   provider but will   covered out of
               network restrictions?      provider who      provider who     pay more out of   network except in
                                        accepts Medicare  accepts Medicare
                                                                                 network         emergencies
            Do you need referrals to
                      see specialists?         No                No                No                Yes


              What  are these plans'     High premiums     High premiums    $1,000 health plan   No coverage out of
                                          compared to
                                                            compared to
                         weaknesses?    Advantage plans    Advantage plans      deductible      network unless
                                                                                                  emergency
                                                                             Below average for
               How good is the plan's   Excellent. It does   Excellent. It does   PPO; $6,700 in   Below average for

           catastrophic coverage for   not have an out-of- not have an out-of-  network and     an HMO; $6,000
                                          pocket limit,
                                                             pocket limit,
                                                                                                  for network
                       medical costs?        though            though       $10,000 in and out-    services
                                                                                of-network
                What are Medicare's     Medigap policies   Medigap policies
                ratings for this plan?   are not rated by   are not rated by   4.5 out of 5 stars  4.5 out of 5 stars
                                                              Medicare
                                           Medicare
                            Benefits for services not covered by Medicare

                                                                            Exam, x-rays, teeth  Exam, x-rays, teeth
              Routine dental care         Not covered        Not covered
                                                                                 cleaning          cleaning


              Routine vision care         Not covered        Not covered     Limited benefits   Limited benefits

                                         80% of the cost   80% of the cost
                                          after a $250       after a $250
          Foreign travel emergencies       deductible;       deductible;       Not covered       Not covered
                                        $50,000 lifetime   $50,000 lifetime
                                              limit             limit


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