Page 13 - Cover Letter and Evaluation for Susan Marx
P. 13

Various estimated costs in each plan



                                                                            Aetna Medicare   UPMC for Life HMO
                         Plan name    Medigap Plan G     Medigap Plan N
                                                                            Value PPO Plan     Premier Rx Plan
                                            NA                 NA           (855) 275-6627     (877) 381-3765

                 Health plan premiums + medical deductible + Rx drug costs
          lity ratings from
          Medicare web site
            2020 Part B premiums
          for 8 months ($144.60 a         $1,157             $1,157             $1,157             $1,157
                           month)*


             Health plan premiums
                      for 8 months        $1,000              $800                $0                 $0


                Health plan/Part B
                      deductible**         $198               $198              $1,000               $0

           2020 Rx drug costs for

              8 months, mail-order        $4,538             $4,538             $4,483             $4,401

                              Total       $6,893             $6,693             $6,640             $5,558

                                 Part A and Part B out-of-pocket costs


           Part A: The amount you                                         $185 a day for days  $150 a day for days
                                                                            1-6 in a network
                 will pay if you are      No cost            No cost      hospital; $0 for days   1-5 in a network
                                                                                               hospital; $0 for
                       hospitalized                                              7-90            days 6-90


            Part B:  Amounts owed       After Part B     Below are cost-   Small co-pays for   Varies. No coverage
                                                                             most network
               for most outpatient   deductible is paid,   sharing amounts   services; 40-45%   out of network
                                         no cost for
                                                           after Part B
                           services  Medicare services  deductible is paid  out of network    unless emergency
                                 Cost-sharing for doctors' office visits
                                                                    =
            In-Network Primary                           After $198 Part B
                Care Co-Pays                            deductible is paid,      $10                 $0
                                      After $198 Part B
           In-Network Specialist      deductible is paid,   up to $20 for
                  Co-Pays                 no cost      doctors' office visits    $35                $40
              Out-of-Network                            and $50 for visit to
                                                         emergency room
                  Co-Pays                                                     40% of cost       No coverage

          *The 2020 standard Part B premium for new enrollees is $144.60. Higher income people may pay more.
          **Part B deductible in 2020 is $198.



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