Page 157 - Hollard Business Branch Policy Wording

13. the Company shall not be liable under this Sec on in respect of loss, damage and/or injury occurring by or through the use of any vehicle hoist or vehicle ramp unless otherwise stated in the Schedule;
14. the of any vehicle from the premises unless accompanied by visible signs of forcible and violent entry to the premises or exit therefrom or any threat or a empted threat thereof or following violence or any threat of violence.
SPECIAL PROVISIONS (applicable to Sub-Sec on A)
The Insured is responsible for:
1. car keys:
lock car keys away in a locked safe during and a er business hours unless the vehicle is being demonstrated or otherwise in use;
2. the of vehicles:
2.1 vehicles shall be parked overnight on the premises in a locked building and the of the vehicle(s) shall be accompanied by visible signs of violent entry or exit into the building;
2.2 vehicles parked overnight on the premises but not in a locked building (in the open) shall be fenced in and behind lock and chain or parking bollard or as agreed by the Company and the of the vehicle(s) is accompanied by visible signs of violent entry or exit of the fenced in area;
2.3 security system recording and monitoring vehicle movement onto the premises and leaving the premises; PROVIDED THAT:
the Company shall not be liable to pay for losses as a result of the by false pretenses or a scam;
3. vehicles parked outside of buildings:
3.1 vehicles must be parked under shade nets or roof, canopy or protec ve structure;
3.2 hail nets shall be replaced every 5 ( ve) years and approved by the SABS;
3.3 the structure should be erected professionally;
3.4 the nets should be at a su cient angle to allow for su cient run o of hail;
4. wash bays or else:
ensure the driver is fully licensed and competent to drive vehicles on and around the premises;
5. rst amount payable:
5.1
if the Company alleges the Insured did not comply with the Provisions stated in 1, 2, 3 and 4 above the Insured shall be liable to pay, in addi on to any other compulsory amount payable:
5.1.1
5.1.2
the of a vehicle:
10% (ten percent) of the claim with a minimum of R2 500 (two thousand ve hundred Rand) per vehicle;
hail or storm:
10% (ten percent) of the claim with a minimum of R2 500 (two thousand ve hundred Rand) per vehicle.
Motor Traders Risk
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Hollard Business Policy – Branch – Version 1 2018