Page 159 - Hollard Business Branch Policy Wording

2. death of or injury to any person being carried in or upon or entering or ge ng onto or aligh ng from:
2.1 any motorcycle, motor scooter or side-car a ached thereto or quad bike at the me of the occurrence of the event from which any claim arises;
2.2 any vehicle, other than from or in the permanently enclosed passenger-carrying compartment of such vehicle;
3. liability arising from the opera on, demonstra on or use (for purposes other than maintenance or repair of the vehicle) of any tool or plant forming part of or a ached to or used in connec on with a vehicle or anything manufactured by or contained in any such tool or plant. This Excep on shall not apply to forkli trucks;
4. if it is required that the driver of the insured vehicle e ects a separate third party liability insurance speci c to any other country concerned, then the Company will not indemnify the Insured for any legal liability incurred through the use or possession of the insured vehicle whilst in the country concerned outside the borders of South Africa.
3. SUB-SECTION C – MEDICAL BENEFITS DEFINED EVENTS
If an occupant in the speci ed part of a vehicle described below, in direct connec on with such vehicle, sustains bodily injury by violent, accidental, external and visible means, the Company will pay to the Insured the medical expenses incurred as a result of such injury up to R10 000 (ten thousand Rand) per injured occupant and in total for all occupants injured as a result of an occurrence or series of occurrences arising out of one event.
The amount payable under this Sub-Sec on shall be reduced by any amount recoverable under any workmen's compensa on enactment or similar legisla on or under any medical expenses scheme or medical insurance.
The term 'medical expenses' includes any costs incurred to free such injured occupant from such vehicle or to bring such injured occupant to a place where medical treatment can be given.
This bene t applies regardless of whether the applicable legisla ve fund is unable to or incapable of providing compensa on.
CLAUSES AND EXTENSIONS (applicable to all Sub-Sec ons) Cross liabili es
Where more than one Insured is named in the Schedule, the Company will indemnify each Insured separately and not jointly, and any liability arising between such Insured shall be treated as though separate policies had been issued to each;
PROVIDED THAT:
the aggregate liability of the Company shall not exceed the limit of indemnity stated in the Schedule.
Loss of keys
The Company will indemnify the Insured in respect of the cost of replacing locks and keys, including the remote alarm controller and, if necessary, the reprogramming of any coded alarm system of any insured vehicle, following upon the disappearance of any key or alarm controller of such vehicle or following upon the Insured having reason to believe that any unauthorised person may be in possession of a duplicate of such key or alarm controller;
Motor Traders Risk
De ned vehicle but only if it is insured in terms of Sub- Sec on A of this Sec on
Speci ed part of vehicle in which the injury must occur
Any private type motor car or motorised caravan
Anywhere inside the vehicle
Any other type of insured vehicle other than a bus or taxi
The permanently enclosed passenger-carrying compartment
Page | 158 Hollard Business Policy – Branch – Version 1 2018