Page 174 - Hollard Business Branch Policy Wording

Motor Fleet
PROVIDED THAT:
2.1 Excep on 2 under Sub-sec on B is deleted;
2.2 the Company shall not be liable for loss of or damage to any motor vehicle being used for the purposes and in the manner described in 1. and 2. above;
2.3 the payment by the Insured of subsidies or travelling allowances to such person for the use of his/her own vehicle for o cial purposes of the Insured, including the carriage of persons for such purposes, is allowed without prejudice to the insurance by this Extension;
2.4 if, at the me of the occurrence of any accident giving rise to a claim under this Extension, the Insured or such person is en tled to indemnity under any other policy in respect of the same occurrence, the Company shall not be liable to make any payment hereunder except in respect of any excess beyond the amount payable under such other policy;
2.5 the Terms, Excep ons and Condi ons of the Policy shall otherwise apply;
2.6 the Company's liability shall not exceed the limit in the Schedule for each and every occurrence.
Unauthorised passenger's personal injury liability
The indemnity under Sub-Sec on B, notwithstanding Excep on 2 thereto, extends to cover the Insured's legal liability for death of or bodily injury to persons while being carried in or upon or entering or ge ng onto or aligh ng from any vehicle in contraven on of the Insured's instruc ons to their driver not to carry passengers. The limit of indemnity for any one occurrence shall not exceed the amount stated in the Schedule.
Loss of use (only applicable to private type motor cars and light commercial vehicles up to a GVM of 3 500kg)
If a comprehensively insured vehicle is stolen, hijacked or damaged and for which the Company accepted liability to compensate for, the Company will pay to the Insured the equivalent rental cost of a replacement vehicle;
PROVIDED THAT:
1. Cost of the vehicle rented:
1.1 the daily rental cost shall not exceed the amount stated in the Schedule;
1.2 all delivery and/or collec on costs;
1.3 administra on costs chargeable by the vehicle hire Company;
subject to a maximum of R1 500 (one thousand ve hundred Rand) for each and every event in terms of 1.2 and 1.3 above.
2. Excluded costs (costs the Company shall not be liable to pay):
2.1 any deposits payable;
2.2 fuel used during the rental period;
2.3 parking fees, speeding nes or nes, toll or e-toll costs;
2.4 excesses payable to the rental company.
3. The rental period:
3.1 starts on the day the Company admits liability in terms of the original claim and agrees to the rental;
3.2 the rental period shall cease at the me when:
3.2.1 the vehicle is recovered upon the (and repaired if necessary) and returned to the owner;
3.2.2 the vehicle is repaired a er being damaged and returned to the owner;
3.2.3 the Company has discharged liability in respect of the loss su ered;
3.2.4 a er 30 (thirty) consecu ve days;
whichever occurs rst.
Hollard Business Policy – Branch – Version 1 2018 Page | 173