Page 175 - Hollard Business Branch Policy Wording

If the
burden of proving the contrary shall rest on the Insured.
Company alleges that, by reason of Provision 1, 2, 3, 4 or 5, loss or damage is not covered by this Sec on, the
OPTIONAL LIMITATION OF COVER (if stated in the Schedule to be applicable) Third party only limita on
The following are cancelled:
1. Sub–Sec on A;
2. Sub–Sec on C;
Third party, re and the only limita on
The liability of the Company under Sub-Sec on A is restricted solely to loss or damage resul ng from re, self-igni on, lightning or explosion or the /hi-jack. Furthermore, Sub-Sec on C is cancelled.
SPECIFIC EXCEPTIONS (applicable to all Sub-Sec ons)
1. The Company shall not be liable for any accident, injury, loss, damage or liability:
1.1 1.2
whilst the vehicle is being used with the general knowledge and consent of the Insured otherwise than in accordance with the Descrip on of Use Clause;
incurred: 1.2.1
outside the Republic of South Africa, Namibia, Botswana, Lesotho, Swaziland, Zambia, Zimbabwe, Malawi and Mozambique;
PROVIDED THAT:
the Company will not be liable for any accident, injury, loss, damage or liability if the country entered into provides cover on entry;
Motor Fleet
PROVIDED FURTHER THAT:
the rental costs will be borne by the Insured and the rental invoice submi ed to the Company for reimbursement following the conclusion of the rental period as stated.
Riot and strike
Subject otherwise to the Terms, Condi ons, Exclusions, Excep ons and Warran es contained therein, this Sec on is extended to cover damage directly occasioned by or through or in consequence of:
1. 2.
1 2.
3. 4. 5.
civil commo on, labour disturbances, riot, strike or lockout;
the act of any lawfully established authority in controlling, preven ng, suppressing or in any other way dealing with any occurrence referred to in 1. above;
PROVIDED THAT:
this Extension does not cover:
loss or damage occurring in the Republic of South Africa and Namibia;
consequen al or indirect loss or damage of any kind or descrip on whatsoever, other than loss of rent if speci cally insured;
loss or damage resul ng from total or par al cessa on of work, or the retarding or interrup on or cessa on of any process or opera on;
loss or damage occasioned by permanent or temporary dispossession resul ng from con sca on, commandeering or requisi on by any lawfully cons tuted authority;
loss or damage related to or caused by any occurrence referred to in General Excep on 1.1.2, 1.1.3, 1.1.4, 1.1.5 or 1.1.6 of this Policy or the act of any lawfully established authority in controlling, preven ng, suppressing or in any other way dealing with any such occurrence.
Page | 174
Hollard Business Policy – Branch – Version 1 2018