Page 42 - Hollard Business Branch Policy Wording

Buildings Combined
Riot and strike
Subject otherwise to the Terms, Condi ons, Exclusions, Excep ons and Warran es contained therein, this Sec on is extended to cover damage directly occasioned by or through or in consequence of:
1. civil commo on, labour disturbances, riot, strike or lockout;
2. the act of any lawfully established authority in controlling, preven ng, suppressing or in any other way dealing with any occurrence referred to in 1. above;
PROVIDED THAT:
this Extension does not cover:
1. 2.
3. 4. 5.
loss or damage occurring in the Republic of South Africa and Namibia;
consequen al or indirect loss or damage of any kind or descrip on whatsoever, other than loss of rent if speci cally insured;
loss or damage resul ng from total or par al cessa on of work, or the retarding or interrup on or cessa on of any process or opera on;
loss or damage occasioned by permanent or temporary dispossession resul ng from con sca on, commandeering or requisi on by any lawfully cons tuted authority;
loss or damage related to or caused by any occurrence referred to in General Excep on 1.1.2, 1.1.3, 1.1.4, 1.1.5 or 1.1.6 of this Policy or the act of any lawfully established authority in controlling, preven ng, suppressing or in any other way dealing with any such occurrence.
If the
burden of proving the contrary shall rest on the Insured.
Company alleges that, by reason of Provision 1, 2, 3, 4 or 5, loss or damage is not covered by this Sec on, the
Wild baboons and monkeys (buildings)
We will pay for loss or damage to the building(s) and outbuilding(s) stated in the Schedule caused by wild baboons or monkeys. Wild baboons and monkeys will not be regarded as vermin for the purpose of this cover;
PROVIDED THAT:
1. the Company will not pay more than the amount stated in the schedule;
2. the Insured shall be responsible to pay the rst 10% (ten percent) of the claim with a minimum of R500 ( ve hundred Rand) of each and every claim.
Hollard Business Policy – Branch – Version 1 2018 Page | 41