Page 62 - Hollard Business Branch Policy Wording

The
DEFINED EVENTS
THEFT
Loss of or damage to all contents (the property of the Insured or for which they are legally responsible) of any insured building(s) at the insured premises described in the Schedule as a result of the accompanied by visible signs of forcible and violent entry into or exit from such building or any a empt thereat or as a result of the , or any a empt thereat, following violence or threat of violence.
The Insured shall be responsible for the rst 10% (ten percent) with a minimum of R750 (seven hundred and y Rand) in respect of each and every claim or the amount stated in the Schedule.
The Company will also pay for loss or damage to property as a result of:
1. Losses caused or accompanied by:
1.1 a thief or thieves being concealed upon the insured premises before close of business;
1.2 entry to and/or exit from the premises being e ected by use of a skeleton key or other similar device (excluding a duplicate key);
PROVIDED THAT:
the Insured shall establish to the sa sfac on of the Company that such a skeleton key or device was used.
2. Losses whilst in a building at any addi onal premises:
PROVIDED THAT:
2.1 such addi onal premises are advised to the Company within 30 (thirty) days from the me the risk a aches to the Company;
2.2 an addi onal premium, if any, is paid;
2.3 the Company’s liability in respect of this Extension shall not exceed 50% ( y percent) or the amount stated in the Schedule.
3. Damage to buildings
Damage to the buildings including landlord's xtures and ngs whether inside the buildings or a ached to the outside of the buildings at the insured premises in the course of the or any a empt thereat;
PROVIDED THAT:
the Company will not be liable to pay more than R10 000 (ten thousand Rand) per event.
4. Addi onal costs
The Company will also pay for costs incurred but excluding any amount recoverable under any other Provision or Sec on in respect of:
4.1 loss of buildings, landlord's xtures and ngs at the insured premises as a result of the accompanied by forcible and violent entry into or exit from such building or any a empt thereat or as a result of the ;
4.2 temporary repairs in respect of all reasonable costs and expenses in e ec ng such temporary repairs and in taking such temporary measures as may be reasonably necessary a er loss or damage;
PROVIDED THAT:
1. the Company shall not be liable to pay more than R10 000 (ten thousand Rand) in the aggregate each and every event;
2. the Insured shall be responsible for the rst R750 (seven hundred and y Rand) in respect of each and every claim.
Hollard Business Policy – Branch – Version 1 2018 Page | 61