Page 63 - Hollard Business Branch Policy Wording

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5. Property of guests (applicable to accommoda on risks only)
In addi on to any amount payable the Company will also pay for loss or damage to property of guests as a result of the or a empted the at the insured premises;
PROVIDED THAT:
5.1 the property is not insured otherwise;
5.2 property shall mean personal e ects and pedal cycles;
5.3 the Company shall not be liable to pay more than:
5.3.1 the amount of R10 000 (ten thousand Rand) per person per event; or
5.3.2 the amount of R25 000 (twenty ve thousand Rand) in the aggregate any one event;
and the Insured shall be responsible for the rst R500 ( ve hundred Rand) each and in respect of each and every claim.
MEMORANDUM – ALL CONTENTS
The term 'all contents' includes personal e ects, tools and pedal cycles the property of the Insured or any principal, partner, director or employee of the Insured in so far as such property is not otherwise insured up to R10 000 (ten thousand Rand) in the case of any one person or R20 000 (twenty thousand Rand) in the aggregate any event.
SPECIAL PROVISION Burglar alarm warranty
It is a condi on precedent to the liability of the Company that a burglar alarm system will be installed in all premises stated in the Schedule and warranted that:
1. the burglar alarm installed in the premises shall be fully ac vated whenever the premises is not open for normal business unless any principal, partner, director or employee is in the premises;
2. the insurance shall not cover loss of or damage to property following the use of keys, the keypad code or remote control of the burglar alarm or any duplicate thereof belonging to the Insured unless such keys, keypad code or remote control were obtained by the .
Unless speci cally stated to the contrary, all premises shall be protected by such alarm and it is further warranted that:
1. the contract for any burglar alarm services shall include services of a 24-hour armed response unit;
2. the control panel shall have an event log and the arming and disarming of the alarm shall be logged and a er the occurrence of a claim the Company will be en tled to request full informa on of the relevant log;
3. such alarm will be maintained in proper working order but the Insured shall be deemed to have discharged their liability if they have maintained their obliga ons under a maintenance contract with the installa on/service company of the alarm system;
PROVIDED THAT:
cover will con nue to be applicable whilst the alarm system is not opera ve due to a failure of the public supply of electricity at the terminal ends of the supply authority's service feeders and that such failure is not due to any act or omission of the Insured.
LIMITATIONS
The Company's liability under this Sec on is restricted in respect of documents, manuscripts, business books, plans, designs, pa erns, models and moulds to the value of materials and sums expended in labour.
Page | 62 Hollard Business Policy – Branch – Version 1 2018