Page 64 - Hollard Business Branch Policy Wording

The
SPECIFIC EXCEPTIONS
The Company shall not be liable for:
1. loss or damage which can be insured under a re policy except in the case of explosion caused in an a empt to e ect entry;
2. loss or damage insurable under a glass insurance policy;
3. property more speci cally insured or, unless speci ed in the Schedule, cash, bank and currency notes, cheques, credit card vouchers, postal orders, money orders, current nego able stamps and documents or cer cates of a nego able nature;
4. loss or damage in which any principal, partner, director or any member of the Insured's household or any of the Insured's employees is concerned as principal or accessory.
OPTIONAL CLAUSES AND EXTENSIONS (if stated in the Schedule to be applicable) Addi onal damage to buildings
Damage to the buildings including landlord's xtures and ngs whether inside the buildings or a ached to the outside of the buildings at the insured premises in the course of the or any a empt thereat;
PROVIDED THAT:
the Company will not be liable to pay more than the amount stated in the Schedule per event.
Petrol in underground tank(s)
Fuel kept in underground tank(s) at the insured premises subject to:
1. forcible and violent breaking into underground tanks which are securely locked by a suitable padlock or other approved method;
2. the Insured shall be responsible for the rst 10% (ten percent) with a minimum of R1 000 (one thousand Rand) of each claim;
PROVIDED THAT:
the Company will not pay more than the limit stated in the Schedule.
Losses in the open at the insured premises
Loss of or damage to property (the property of the Insured or for which they are responsible) as speci ed in the Schedule whilst in the open at the insured premises described in the Schedule as a result of the :
PROVIDED THAT:
1. the premises are surrounded by a security fence that is at least 1.8 metres high;
2. the entrance gate(s) is kept securely locked at all mes;
3. the condi ons in respect of visible forcible and violent entry to or exit from the premises as described in the De ned Events of this Sec on shall s ll apply;
4. the Company's liability in respect of this Extension shall be limited to the amount stated in the Schedule;
5. the Insured shall be responsible for the rst 10% (ten percent) with a minimum of R750 (seven hundred and y Rand) in respect of each and every claim.
Hollard Business Policy – Branch – Version 1 2018 Page | 63