Page 36 - Policy Wording - Hollard Prestige Portfolio 1.4

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Surge and fire protection
– you must install surge protection (LPS) equipment in accordance with National Building Regulations (SANS specification)
– it must be installed by a person (LPS installer) who is competent to install, construct and test the LPS for compliance with the requirements
– you must also be in possession of an installation safety report issued by the designer or installer of the LPS
– it must be serviced at least once every three years by an LPS installer and you must supply us, in the form
of a maintenance certificate, with written proof of this if required by us
– you must install at least a 5 kg CO2 fire extinguisher in every kitchen or cooking area and on every floor or loft if the building is higher than one storey
– the fire extinguishers must be maintained and serviced at least once a year.
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Lightning conductors and fire protection
If a lightning conductor is installed it must comply with the following requirements:
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the lightning conductor must be of adequate height to protect the entire building at a minimum angle of 45o from the top of the building to ground level
where chimneys or gables are not protected a peripheral conductor must be installed around or along them and the conductor must be appropriately earthed
the lightning conductor must be appropriately earthed to an electrode
where metal is used in the construction of the thatch roof such as wire mesh or metal-coated insulation, the lightning conductor must be separately earthed
under no circumstances should steel pipes, cables or electric wiring be in direct contact with the thatch
there must be adequate clearance between the thatch and metal objects under it
where metals used in the construction of the roof are not bonded and earthed, a minimum clearance of 1 m must be maintained between metals in the roof and water pipes, vent pipes, tanks, gas pipes, antennas, telephone and bell wires, burglar alarms and electrical wiring and conduiting
How we settle your claim
Warranties
The following warranties are applicable to the following sections of your policy Home, Section 1, Contents, Section 2 and Fine Arts, Section 4 unless otherwise stated:
All non-standard construction buildings
Your building of non-standard construction is covered for loss or damage caused by fire only if you comply with the following conditions:
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Hollard Prestige Portfolio – Version 1.4 – 2 Feb 2023