Page 184 - Hollard Business Policy - Binder

Enroute In-Car Insurance
Permanent Total Disability
Temporary Total Disability
Medical Expenses
Medical Practitioner
Benefit
Period of Insurance
Policy
Schedule
Territory
Loss of Eye
Loss of Speech or Hearing
PERMANENT DISABILITY
A. Permanent Total Disability
the total, absolute and permanent disablement as a result of a Bodily Injury which prevents the Insured Person from following his or her usual occupation or any other occupation for which he or she is suited by education or training
the temporary disablement as a result of Bodily Injury which prevents the Insured Person from engaging in or giving attention to his or her usual occupation
expenses necessarily and reasonably incurred within 24 (twenty four) months of the date of the Motor Vehicle Accident for medical, surgical, dental, ophthalmic, hospital treatment and/or emergency travel costs
a legally qualified medical practitioner other than the Insured Person or a member of his/her immediate family
the applicable amount of compensation paid to an Insured Person, subject always to the terms and conditions of this Policy, at the amount stated in or determined by the Schedule
that period for which the Insured has paid the requisite premium and the Company has agreed to provide the insurance on the terms and conditions of this Policy
the insurance contract entered into between the Company and the Insured consisting of this Policy wording and the Schedule and any endorsements or amendments as may be made to it from time to time
the Schedule to this Policy wording which forms part of and is issued in accordance with the Policy wording
the Republic of South Africa, Angola, Botswana Kenya, Lesotho, Malawi, Mozambique Namibia, the Kingdom of Eswatini (formerly Swaziland), Tanzania, Uganda, Zambia and Zimbabwe
permanent and total loss of or loss of sight in an eye total and irrecoverable loss of speech or hearing
100% (one hundred percent)
Bodily Injury Resulting in:
% of maximum Permanent Total Disability in the Schedule
B. Permanent and total loss of:
a) speech
b) hearing in both ears
c) hearing in one ear
d) sight in both eyes
e) sight in one eye
f) one or both arms
g) one or both legs
h) one arm and one leg
i) both hands
j) one hand
k) both feet
l) one foot
m) one hand and one foot
n) four finters of either hand
o) thumb of either hand
p) any other finger of either hand
100% (one hundred percent) 100% (one hundred percent) 25% (twenty five percent) 100% (one hundred percent) 50% (fifty percent) 100% (one hundred percent) 100% (one hundred percent) 100% (one hundred percent) 100% (one hundred percent) 50% (fifty percent) 100% (one hundred percent) 50% (fifty percent) 100% (one hundred percent) 70% (seventy percent) 30% (thirty percent)
5% (five percent)
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Hollard Business Policy – Binder – Version 8 2024