Page 187 - Hollard Business Policy - Binder

Enroute In-Car Insurance
7. the Insured being under the influence of drugs or narcotics at the time of the Motor-Vehicle Accident unless such drugs or narcotics were administered by a qualified medical practitioner or prescribed by and taken in accordance with the directions of a medical practitioner;
8. the Insured driving a Motor-Vehicle with more than the legal limit of alcohol in his/her blood;
9. or caused by or contributed to by any psychiatric, mental or nervous conditions of any kind, including mental impairment and psychopathic disorders, depression, major affective disorders, psychotic and neurotic conditions and all stress and anxiety related disorders other than benefits provided under Extension 5 Trauma counselling;
10. or caused by or contributed by any congenital condition.
Hollard Business Policy – Binder – Version 8 2024 Page | 185