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APPLICATION FOR ASSISTANCE OF A M KENZIE FRIEND
                                                                                              C
                                                                                   PART 8: DETAILED COMMENTS
                    13.    DAMAGE TO LPJS
                    LPJS contends that for the nine years the Claimant lived in Nutley Place he reimbursed her an
                    average of £1,200 a month resulting in a significant underpayment. He carried out defective DIY
                    projects that now have to be replaced and has reclaimed gifts. He has harassed her and her
                    family and shown bad faith throughout. He has also defamed LPJS to friends to whom she
                    introduced him.

                    231.  When the Claimant talked his way into Nutley Place he was almost penniless. He had
                        just divorced, used most of the equity in his former marital home to rehouse his ex-wife,
                        to pay off debts but to buy himself an expensive Range Rover. He was effectively
                        homeless. LPJS’s maintenance was £6,209 a month when she met the Claimant and was
                        reduced to £4,400 after he moved into Nutley Place.

                    232.  For the 9 years that the Claimant lived in Nutley Place he paid an average of between
                        £1,000 and £1,200 a month for accommodation, food, car insurance et cetera.  LPJS
                        contends that he underpaid his share of living expenses by a minimum of £163,628.00.

                    233.  The Claimant’s duplicity induced LPJS to accept the derisory settlement with APMS
                        which cost her £765,000 in lifetime maintenance.

                    234.  LPJS believes that the financial balance between the Claimant’s position is firmly in her
                        favour at £311,464.00 as follows::


                                Element                           Claimant      LPJS

                                Loans to APMS on his figures 189    £80,164.00
                                Mortgage/Gift                     £500,000.00
                                Fields                             £35,000.00
                                Underpayment living costs                            £163,628.00
                                Loss of maintenance                                  £765,000.00
                                TOTALS                            £617,164.00        £928,628.00

                    235.  LPJS was advised by her solicitors not to consider any Part 36 offer until the
                        provenance of the Claimant’s funds was established.  This is still the case. Her main fear is
                        that whatever the Courts orders in her favour will be frozen by Diamond Insurance or
                        reversed by other insurers. This is why she urges the Court to examine the provenance of
                        the Claimant’s funds.

                    236.  MJC made multiple  attempts to meet the Claimant to see if a resolution could be
                        found.  The Claimant refused to meet, preferring to hide behind his solicitors and
                        threatening draconian legal action that would result in LPJS and her children becoming
                        homeless.











                    189  Which are not agreed
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