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INSIGHT

online journal at www.iiaofil.org/Resources/Insight

OCTOBER 2017
INSIGHT

Meet 2017-2018
The IIA of IL President
Leadership
RYAN HITE
Issue

doesn’t just tell
partner agencies what

the path looks like, we walk By Mary LaPorte
it with them. We understand the

challenges independent agencies face and what Agent’s questions about Errors and Omissions,
it takes to propel them towards growth. We work and how E&O losses can be prevented.

shoulder-to-shoulder with partner agencies to enable them to Carriers want to know about young drivers as soon as possible, and often
reach greater levels of success. track younger members of the household so they can be added to the policy as
they approach driving age. Carriers will sometimes add a driver to the policy
even before they have a license, simply because they begin driving with a

Because independence works better together. parent on a permit. We think that exposure is minimal, and if the carrier is not
aware of a young driver, we don’t add them until they are actually licensed.
We see that adding a young driver is more of a rating issue rather than a
coverage issue, and we want to minimize that expense for our customers.
Contact Neal Williams: ® From an E&O standpoint, do you see any problems with this?
570.473.2850 | nwilliams@keystoneinsgrp.com
keystoneinsgrp.com Find the answer in this month’s e-Insight.

october 2017 insight 27